Lead Analyst: Credit Pricing

2 months ago

Sandton, South Africa Capitec Bank Ltd Full time
We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here

2. Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who We Are

We are a bank, but we're much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better.

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation - we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.

Main Purpose

You will Lead a dynamic team to develop and optimize pricing models for our credit products and channels. Drive fair and appropriate client prices while maximizing the bank's return on equity. Enhance existing models, develop new ones, and customize them for innovative credit products. This is a very unique opportunity as you will have exposure to all the Credit products. As we are still growing the bank, you will be able to significantly influence the way we price for our clients.

As a Lead Analyst: Credit Pricing your primary responsibilities will include:
• People and operational management for the Analyst team
• Modelling related responsibilities
• Strategic and tactical insights

The ideal candidate will have:

  • 5 years' experience in analytical roles that include exposure to credit pricing, provisioning and/or other related credit analytics.
  • Proven experience in building credit pricing and/or cash flow forecasting models from first principles.
  • Experience in a leadership role that includes managing a team of analysts.
  • Post graduate degree in Mathematical Sciences such as (Statistics, Financial / Quantitative Risk Management or Actuarial Science.

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

  • Pricing Analyst

    3 months ago

    Sandton, South Africa Core Group Full time

    The primary objective of a pricing analyst is to determine the optimal price for a product that will maximize profits for the company. This involves computing, updating and maintaining the pricing within the relevant systems. The position reports directly to the Finance Business Partner Overall, the primary objective of a pricing analyst is to help the...

  • Senior Credit Analyst

    3 months ago

    Sandton, South Africa Palesa Mbali Group Full time

    **Job Title** Senior Credit Analyst **Job Purpose** To manage and maintain risk adjusted pricing and risk ratings in terms of Basel requirements as well as enable value-based management and continued implementation of the Internal Ratings Based Approach within investment banking. **Responsibilities**: - Interpret Financial results based on the annual...

  • Senior Credit Analyst

    3 months ago

    Sandton, South Africa Absa Bank Limited Full time

    Bring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary This...

  • Junior Credit Analyst

    3 months ago

    Sandton, South Africa Boardroom Appointments Full time

    **Minimum Requirements**: - Ideally Bachelors degree in Finance, Economics or related field - Minimum 3 years experience as a credit analyst in retail/banking environment - Strong analytical and problem-solving skills - Detail-oriented and able to work independently **Responsibilities**: - Analyse credit data to assess the creditworthiness of borrowers -...

  • Credit Analyst

    2 months ago

    Sandton, South Africa ProfitShare Partners Full time

    **'What We Do'** The Company is growing fast. Our team is constantly developing new features and services that are centred around benefitting our clients and contributing towards helping more South African SMEs grow. What we've created is not just a platform. We've managed to build a community of like-minded people, a place where people help each other...

  • Credit Data Analyst

    3 months ago

    Sandton, South Africa PMG Recruitment Services Full time

    **About the role**: My client is looking for an experienced Credit Data Analyst who**:has strong data analytics capabilities, ** pays attention to detail, **delivers work of a high quality, ** can process, manipulate, and transform large volumes of data (1million+), **perform extensive analysis on data and produce summary results in a visual format to...

  • Senior Credit Analyst

    3 months ago

    Sandton, South Africa Boardroom Appointments Full time

    **Minimum Requirements**: - Ideally Bachelors degree in Finance, Economics or related field or CA (SA) or CFA - Ability to query, interpret, and present complex data clearly to support decision-making processes. - Minimum 6 years experience in credit risk analysis in the retail/banking environment, with comprehensive knowledge across the credit lifecycle -...

  • Credit Analyst

    3 months ago

    Sandton, South Africa ProfitShare Partners Full time

    'What We Do' The Company is growing fast. Our team is constantly developing new features and services that are centred around benefitting our clients and contributing towards helping more South African SMEs grow. What we've created is not just a platform. We've managed to build a community of like-minded people, a place where people...

  • Credit Analyst

    3 months ago

    Sandton, South Africa ProfitShare Partners Full time

    "What We Do"The Company is growing fast. Our team is constantly developing new features and services that are centred around benefitting our clients and contributing towards helping more South African SMEs grow.What we've created is not just a platform. We've managed to build a community of like-minded people, a place where people help each other grow, and...

  • Pricing Analyst

    2 months ago

    Sandton - Discovery Place, South Africa Discovery Full time

    Achieve more than YOU BELIEVE Discovery Corporate & Employee BenefitsPricing Analyst (Senior)About Discovery Discovery's core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our...

  • Junior Credit Analyst

    3 months ago

    Sandton, South Africa Core Group Full time

    iStore is the home of everything Apple, and Africa’s largest Apple Premium Reseller. With a retail footprint of more than 33 physical and online stores across Africa that provide expert advice, Apple Authorised Repairs, Business, Education, training and technical support for anything and everything Apple. **Purpose**: To provide credit analysis of the...

  • Credit Risk Analyst

    2 months ago

    Sandton, South Africa Adzuna ZA B C2 Full time

    Purpose of the role:To manage credit risk by way of identifying, quantifying, and reporting on various forms of credit risk (e.g. pricing, volatility, and interest rate risk). To conduct ongoing research and understanding of financial markets to understand trends and risks to ensure informed credit risk recommendations. Prepare Credit reports, advising...

  • Credit Risk Analyst

    2 months ago

    Sandton, South Africa Fempower Full time

    Purpose of the role: To manage credit risk by way of identifying, quantifying, and reporting on various forms of credit risk (e.g. pricing, volatility, and interest rate risk). To conduct ongoing research and understanding of financial markets to understand trends and risks to ensure informed credit risk recommendations. Prepare Credit reports, advising...

  • Credit Risk Analyst

    2 months ago

    Sandton, South Africa Fempower Full time

    Purpose of the role:To manage credit risk by way of identifying, quantifying, and reporting on various forms of credit risk (e.g. pricing, volatility, and interest rate risk). To conduct ongoing research and understanding of financial markets to understand trends and risks to ensure informed credit risk recommendations. Prepare Credit reports, advising...

  • Credit Risk Analyst

    2 months ago

    Sandton, South Africa Fempower Personnel Full time

    Purpose of the role:To manage credit risk by way of identifying, quantifying, and reporting on various forms of credit risk (e.g. pricing, volatility, and interest rate risk). To conduct ongoing research and understanding of financial markets to understand trends and risks to ensure informed credit risk recommendations. Prepare Credit reports, advising...

  • Credit Data Analyst

    3 months ago

    Sandton, South Africa Armstrong Appointments Full time

    Sandton - Posted 12 hours ago **ABOUT THE COMPANY** Innovative Fintech company. ***PURPOSE/MAIN JOB FUNCTION** Our client is looking for an experienced Credit Data Analyst who: - has strong data analytics capabilities, - pays attention to detail, - delivers work of a high quality, - can process, manipulate, and transform large volumes of data...

  • Pricing Analyst

    2 months ago

    Sandton - Discovery Place, South Africa Discovery Full time

    Achieve more than YOU BELIEVE Discovery Corporate & Employee BenefitsPricing AnalystAbout Discovery Discovery's core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our fast-paced and...

  • Junior Credit Data Analyst

    3 months ago

    Sandton, South Africa Armstrong Appointments Full time

    Sandton - Posted 6 hours ago **ABOUT THE COMPANY** Innovative Fintech company. ***PURPOSE/MAIN JOB FUNCTION** Our client is looking for an individual to join their credit team. You will be involved in various parts of the business, including creating campaign files, optimising and automating processes, building scorecards, and data mining. **DUTIES AND...

  • Product Analyst Graduate

    3 months ago

    Sandton, South Africa Experian Full time

    Company Description Experian plc is an Anglo-Irish multinational consumer credit reporting company. Experian collects and aggregates information on over 1 billion people and businesses, including 235 million individual US consumers and more than 25 million US businesses. We operate in 37 countries with offices in the United Kingdom, the United States and...

  • Credit Risk Analyst

    3 months ago

    Sandton, South Africa Kencorp Executive Search Full time

    **Responsibilities** *** - Post lending management, monitoring progress of developments, reporting on bilateral, syndication and other credit related business. - Actively engage with and present reports to Credit Review Committee and Head Office as required. - Promotion of strategies for credit business development, green finance strategies and other risk...