Analyst, Credit Support, Premium

Job Description

Is accountable for assisting Manager, Relationship Premium in the execution of their credit portfolio.

To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role. Ensures deep understanding of Customer’s business through regular interaction with clients, including their place of business. Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs. To do complex financial analysis on annual financial statements, management accounts and cash flow projections. To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee. Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities. To build trust, credibility and confidence with Agricultural and Business Clients.

Qualifications

Minimum Degree Requirements, one of the below qualifications or similar: (FAIS required)

B.Comm (Management Accounting)

B.Comm (Accounting / Financial Management)

B.Comm (Agricultural Economics)

BSc. (Agricultural Economics)

Preferable / Advantages:

Hons Degree SAICA Articles/CA CIMA Qualified

Experience Requirements:

7 Years experience in the following fields or similar:

Financial Management, Financial Accounting, Management Accounting role or similar. Credit/Financial Analyst role in Business Banking.

Preferable / Advantages:

Agricultural Knowledge / Experience

Location:

The position will be based in Humansdorp, Eastern Cape. Office based with a degree of flexibility.

Additional Information

Behavioral Competencies:

Adopting Practical Approaches Challenging Ideas Convincing People Developing Expertise Developing Strategies Embracing Change Empowering Individuals Impressing People Interacting with People Resolving Conflict Taking Action Understanding People

Technical Competencies:

Banking Process & Procedures Business Acumen (Audit) Customer Acceptance & Review (Business Banking) Customer Understanding (Business Banking) Financial Acumen Risk Identification

Rise and grow with a career at Standard Bank Group

Join a committed group of 50 000+ people who stand behind one common purpose: Africa is our home, we drive her growth. We firmly believe that our people are our greatest competitive advantage. It's only through our people’s expertise and dedication that we are able to bring our purpose and strategy to life in service of our clients and society at large. That’s why we strive to create a work environment where our people can thrive, where they are able to bring their whole selves to their work and are empowered to pursue their dreams and aspirations.

Join us as we Transform our Business

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