Business & Commercial Banking (BCB) Risk Graduate Programme

Found in: Talent ZA C2 - 2 weeks ago


Johannesburg, South Africa Standard Bank Group Full time

Job Description

Are you ready to embark on an exciting career journey in Credit Risk within Business and Commercial Banking? Our Graduate Program offers you the opportunity to gain hands on experience in a dynamic and fast paced industry.

Through a series of rotations, you will gain extensive experience in a wide range of analytical areas across South Africa and the African Continent.

Credit Risk Modelling – Learn to develop and refine models that assess risk, guiding critical lending decisions.  Data Science – Harness the power of data to drive insightful analyses and innovative solutions. Digital Lending Strategies – Discover advanced techniques in credit scoring and automated lending strategies to improve lending outcomes.  Lending Portfolio Management – Gain insights into managing diverse lending portfolios and optimising performance.

Why join Standard Bank? 

Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.  Professional Development – Access mentorship, networking opportunities, and resources to support your growth.  Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills. Career Pathways – Our program opens doors to a rewarding career at Standard Bank.

Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence. 

During this 18-month program, you will have the opportunity to:

Understand the Credit Risk Lifecycle : Gain comprehensive insights into each stage of the credit risk process and its impact on business operations. Enhance Coding Skills: Develop and refine your expertise in SAS, SQL, and Python to analyze data and create innovative solutions. Contribute to Digital Risk Modernization: Play a key role in updating and streamlining digital risk solutions and strategies. Develop and Maintain Credit Risk Models: Assist in creating, deploying, maintaining, and monitoring models that evaluate risk and guide critical lending decisions. Create Insightful Dashboards: Use tools like Power BI and Qlik Sense to craft data-driven dashboards that provide valuable insights and key performance indicators (KPIs) for stakeholders. Optimize Credit Limit Setting Strategies: Support the design, maintenance, and improvement of strategies for digital and automated lending processes. Monitor Credit Portfolios: Contribute to the comprehensive oversight of credit portfolios and support the creation of reports for effective portfolio management. Perform Quantitative Analytics: Analyse data to evaluate current credit strategies and develop innovative challenger strategies to enhance Business and Commercial Banking portfolios. 

Application closing date: 30 June 2024

Qualifications

Honours or Masters in:

BSc / BCom

Statistics/Data Science  Pure Mathematics  Actuarial Science  Risk Management  Computational and Applied Mathematics 

Honours qualification to be completed by 31 December 2024.

Additional Information

Minimum requirements:

South African Citizen Should you have work experience, it should not exceed 18 months  Full academic transcripts to be submitted with application for undergraduate and postgraduate studies 

Rise and grow with a career at Standard Bank Group

Join a committed group of 50 000+ people who stand behind one common purpose: Africa is our home, we drive her growth. We firmly believe that our people are our greatest competitive advantage. It's only through our people’s expertise and dedication that we are able to bring our purpose and strategy to life in service of our clients and society at large. That’s why we strive to create a work environment where our people can thrive, where they are able to bring their whole selves to their work and are empowered to pursue their dreams and aspirations.

Join us as we Transform our Business

  • Johannesburg, South Africa Standard Bank Group Full time

    Job Description Why join Standard Bank?  Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the Agric sector’s most talented, motivated professionals. Our clients range from...


  • Johannesburg, South Africa Standard Bank Group Full time

    Job Description We’re looking for talented individuals to join our Structured Lending division as Graduate Trainees.  The aim of our 18-month graduate programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner within the Business and Commercial Banking segment of Standard Bank, with...


  • Johannesburg, Gauteng, South Africa Standard Bank Group Full time

    Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high...


  • Johannesburg, South Africa Standard Bank Group Full time

    Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high...

  • Business and Commercial Banking

    Found in: Talent ZA C2 - 2 weeks ago


    Johannesburg, South Africa Standard Bank Group Full time

    Job Description Our graduate programme aims to attract talent that not only displays sound technical knowledge and skills, but who can be groomed into thought leaders and trusted partners. We blend theoretical learning of hard and soft skills with practical experience. Your learning journey will be supported through several rotations, where you will be...


  • Johannesburg, South Africa Standard Bank Group Full time

    Job Description Our graduate programme aims to attract talent that not only displays sound technical knowledge and skills, but who can be groomed into thought leaders and trusted partners. We blend theoretical learning of hard and soft skills with practical experience. Your learning journey will be supported through several rotations, where you will be...

  • Head of Finance

    Found in: Talent ZA C2 - 3 weeks ago


    Johannesburg, South Africa Standard Bank Group Full time

    Job Description To be accountable for leading the finance function for BCB Technology including the development and execution of processes to ensure the successful execution of the BCB Finance & BCB Technology strategies. To provide value manager support to BCB Technology, Business and Finance stakeholders that extends beyond pure finance concepts but...


  • Johannesburg, South Africa Be Different Recruitment Full time

    Our client, one of the biggest banks in South Africa who is a firm believer in technical innovation and leading-edge financial solutions is urgently looking for a Senior Manager: Risk Data Aggregation and Risk Reporting (RDARR) to define and implement the risk reporting and external disclosure process and narrative aligned to the group's sustainability...


  • Gauteng, Johannesburg, South Africa Standard Bank Group Full time

    Standard Bank Group’s job vacancy, Career and Recruitment Job title : Personal & Private Banking (PPB) Risk Graduate Programme jobs in Gauteng Job Location : Gauteng, Johannesburg Deadline : 18-May-24 Quick Recommended Links Jobs by Location Job by industries During this 18-month programme you can look forward to: Learning about the Credit...

  • Personal & Private Banking (PPB) Risk Graduate Programme

    Found in: beBee jobs ZA - 3 weeks ago


    Johannesburg, Gauteng, South Africa Standard Bank Group Full time

    Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high...

  • Personal & Private Banking (PPB) Risk Graduate Programme

    Found in: Talent ZA C2 - 3 weeks ago


    Johannesburg, South Africa Standard Bank Group Full time

    Job Description We’re looking for talented individuals to join our Risk Management division as Graduate Trainees. The aim of our 18-month graduate programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk...


  • Johannesburg, South Africa Standard Bank Group Full time

    Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high...

  • Head, BCB Operations

    Found in: beBee S ZA - 3 weeks ago


    Gauteng, Johannesburg, South Africa Standard Bank Group Full time

    Standard Bank Group’s job vacancy, Career and Recruitment Job title : Head, BCB Operations (Africa Regions and Offshore) jobs in Gauteng Job Location : Gauteng, Johannesburg Deadline : April 18, 2024 Quick Recommended Links Jobs by Location Job by industries Job Description Develop and optimize BCB Operations framework in line with strategic...


  • Johannesburg, South Africa Graduate Placements Full time

    A fast growing residential solar company with a mission to accelerate the transition to clean reliable energy is seeking highly motivated graduates with a Bachelor's degree in any field to join a one-year Graduate Programme. The programme provides an opportunity for individuals to gain comprehensive exposure and experience across all business functions...

  • Graduate - Core Banking Platforms (SAP)

    Found in: Talent ZA C2 - 3 weeks ago


    Johannesburg, South Africa Standard Bank Group Full time

    Job Description SAP Platform Business Unit provides a SAP Platform support in terms of providing Application and Database availability & support to the consuming Business Units, namely Everyday Banking, Payments, BCB, CIB, SBSA Offshore. The SAP Platform also provides Security and manage access on the SAP Applications to ensure that we are Always...


  • Gauteng, Johannesburg, South Africa Standard Bank Group Full time

    Standard Bank Group’s job vacancy, Career and Recruitment Job title : Real Estate Services Graduate Programme- Commercial Energy jobs in Gauteng Job Location : Gauteng, Johannesburg Deadline : 18-May-24 Quick Recommended Links Jobs by Location Job by industries Key Responsibilities Support the development of projects related to Professional and...

  • Graduate - Business and Commercial Banking Technology

    Found in: Talent ZA C2 - 3 weeks ago


    Johannesburg, South Africa Standard Bank Group Full time

    Job Description Our grads get to embark on an exciting Technology learning journey in Johannesburg at our Rosebank and Simmonds offices. We provide practical exposure, on-the-job learning, coaching and mentoring and a bespoke learning and development plan to set our grads up for success and integrate them into the world of work. Graduates are exposed...

  • CIB Risk, Graduate Trainee

    Found in: beBee S ZA - 2 weeks ago


    Gauteng, Johannesburg, South Africa Standard Bank Group Full time

    Standard Bank Group’s job vacancy, Career and Recruitment Job title : CIB Risk, Graduate Trainee jobs in Gauteng Job Location : Gauteng, Johannesburg Deadline : 18-May-24 Quick Recommended Links Jobs by Location Job by industries Job Description There’s only one thing we take more seriously than reducing risk. And that’s finding people with the...

  • Programme Manager

    4 days ago


    Johannesburg, South Africa FirstRand Full time

    About us, purpose, experience and qualifications **about us**: **purpose**: - Responsiblefor the enablement and delivery of programme execution through management of aportfolio and the related resources like priority, scope, time, people, budget& benefits thereby providing direction to achieve strategic or operationalgoals through collaboration and driving...


  • Gauteng, Johannesburg, South Africa Standard Bank Group Full time

    Standard Bank Group’s job vacancy, Career and Recruitment Job title : Real Estate Services Graduate Programme- Commercial Mechanical jobs in Gauteng Job Location : Gauteng, Johannesburg Deadline : 18-May-24 Quick Recommended Links Jobs by Location Job by industries Key Responsibilities Perform service reviews of vendors to ensure that the service...