Commercial & Personal Underwriter

4 weeks ago


Cape Town, South Africa Santam Full time

Who are we?

Santam is the market leader in the general insurance industry in Southern Africa. We are a large, diversified, expanding and transforming company and whilst based in South Africa, we are rapidly moving into a number of emerging markets, both in Africa and Asia. Our success is rooted in our passion for our clients and everything we do is centred on our delivery of Insurance Good and Proper. 

What will you do?

The incumbent will be responsible for commercial lines above mandate authorizations.
The incumbent will also be responsible for commercial lines transactional functions which includes broker appointments, cancellations, reinstatements, refund calculations etc. in support of the company’s objectives regarding profit and growth. Coaching and upskilling of broker staff/system users. (Cape Town, (Bellville).

What will make you successful in this role?

Manage allocated portfolio growth, retention, profitability, and any other business relevant factors and agreed growth plan Reporting on performance against agreed targets  Identify and develop sales opportunities and retaining existing business. Ensure a consistent and detailed understanding of the sales targets, goals, performance levels, products, business rules and conditions Ensure a consistent detailed understanding amongst brokers of their growth targets, goals, performance levels and available products Establishing strategies to further grow the portfolio and contribute ideas, leadership and innovation  Utilize technology to manage data and the performance of the portfolio under management  Analyze data and regularly ensure that rating structures are aligned with products, underwriting criteria and risks. Identify and drive areas of service levels opportunities (review administration procedure in broker office) Engaging with underwriting, and finance teams etc. Serves as the primary contact for operations, systems, training, audits as well as liaison for resolving issues Ensure alignment of quality standards and alignment of business processes  Ensure brokers operate within agreed mandates and authorizations. Comply with corporate governance policies, procedures and standards Identify and drive opportunities to improve and enhance product and service offerings  Keep abreast of market conditions and trends and relevant industry regulations  Ensuring credibility with brokers by maintaining detailed knowledge of current market conditions and competitorsââ¬â¢ products Resolve broker complaints and queries where necessary Drive increased utilization of online and any other self-service platforms  Collaborate and work with support units to deliver required service levels Co-ordinates and delivers new and on-going training on products, processes and systems Implement retention strategy Create a culture of service excellence both internally and externally

Qualification and Experience

Completed grade 12 or equivalent certificate  FAIS credits 150 NQF 4 RE5 & rep registration would be advantageous Commercial product training competed / RIA completed/ policy center system training completed. Minimum 5 years Commercial and Agri underwriting experience. 

Skills

Ability to understand client base related requirements and to conceptualise and develop relative support  Good understanding of value chain in order to implement cost savings and maximise profitability  Working knowledge and good understanding of all operating and strategic processes, re-engineering and design  Project management skills  Change management skills  Understands value chain principles and management concepts  Working knowledge of, Policy Center system information systems and marketing  Strong business orientation with commercial and financial skills.  Computer literate in data manipulation, . Excel as well as technology in general  Strong networking and relationship building skills  Negotiating skills Decision making abilities  Technical claims and underwriting skills  Risk management skills 

Build a successful career with us

We’re all about building strong, lasting relationships with our employees. We know that you have hopes for your future – your career, your personal development and of achieving great things. We pride ourselves in helping our employees to realise their worth. Through its five business clusters – Sanlam Fintech, Sanlam Life and Savings, Sanlam Investment Group, Sanlam Allianz, Santam, as well as MiWay and the Group Office – the group provides many opportunities for growth and development.

Core Competencies

Cultivates innovation - Contributing independentlyCustomer focus - Contributing independentlyDrives results - Contributing independentlyCollaborates - Contributing independentlyBeing resilient - Contributing independently

Turnaround time

The shortlisting process will only start once the application due date has been reached. The time taken to complete this process will depend on how far you progress and the availability of managers. 



  • Cape Town, South Africa PSG Insure Full time

    Job description: The purpose of this underwriting position is to underwrite new policies and renewals, negotiations, quotes etc. **Responsibilities**: Issuing new policies, renewals and endorsements on the Ski System Prepare new business quotes Negotiating renewal terms and preparing the renewal documentation Checking policies before sending it to...


  • Cape Town, South Africa Status Staffing Full time

    Our Client based in De Waterkant, Cape Town is seeking an experienced Commercial Underwriter Lead to join their team. The ideal candidate will be responsible for overseeing and guiding a team of commercial underwriters at a short-term insurance brokerage, ensuring high standards of underwriting, compliance, and client service are maintained.A recent...


  • Cape Town, South Africa Xcel Human Capability and Talent Solutions Full time

    **Role Purpose** Provide stakeholders with effective and efficient **commercial lines underwriting services **according to the required standards and procedures in order to retain existing clients and secure new business in support of the business strategy. This includes: - General Enquiries such as but not limited to cover, products, processes etc - New...

  • Insurance Underwriter

    4 weeks ago


    Cape Town, South Africa Third Age Group Full time

    This position will have full accountability for the underwriting of all Commercial and Personal policies, at every stage of the policy lifecycle i.e. from quote stage to amendments to renewal of these policies and will therefore require a certain level of discretion to be considered and applied. Position Requirements: - Matric certificate - RE1 or RE5 -...

  • Junior Underwriter

    4 weeks ago


    Cape Town, South Africa PSG Konsult Full time

    **Job description**: To provide underwriting assistance to the Advisers. The position will focus on commercial lines. **Responsibilities**: - Capturing of underwriting data and sending quote schedules to brokers - Capturing of underwriting data and sending quote schedules to request reinsurance - Do Commercial Lines underwriting as per underwriting...


  • Cape Town, South Africa Status Staffing Full time

    A recent professional profile photo is to accompany your applicationEMPLOYMENT TYPE : PermanentSECTOR : InsuranceBASIC SALARY : Market RelatedSTART DATE : A.S.A.P / Immediate REQUIREMENTS: Minimum of 5 Years experience in Commercial UnderwritingMinimum of 2 3...

  • National Manager

    1 month ago


    Cape Town, South Africa Status Staffing Full time

    Our client based in De Waterkant, Cape Town is seeking an experienced National Management – Commercial Underwriter to join their team.A recent professional profile photo is to accompany your applicationEMPLOYMENT TYPE      :           PermanentSECTOR                        :           Commercial...


  • Cape Town, South Africa Third Age Group Full time

    This position will have full accountability for the underwriting of all Commercial and Personal policies, at every stage of the policy lifecycle i.e. from quote stage to amendments to renewal of these policies and will therefore require a certain level of discretion to be considered and applied. Position Requirements: - Matric certificate - RE1 or RE5 -...

  • National Manager

    1 week ago


    Cape Town, South Africa Adzuna ZA B C2 Full time

    A recent professional profile photo is to accompany your applicationEMPLOYMENT TYPEÂ Â Â Â Â :Â Â Â Â Â Â Â Â Â Â PermanentSECTORÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â :Â Â Â Â Â Â Â Â Â Â Commercial UnderwritingBASIC SALARYÂ Â Â Â Â Â Â Â Â Â Â Â :Â Â Â Â Â Â Â Â Â Â Market...


  • Cape Town, South Africa Adzuna ZA B C2 Full time

    A recent professional profile photo is to accompany your applicationEMPLOYMENT TYPEÂ Â :Â Â Â Â Â Â Â Â Â Â PermanentSECTORÂ Â Â Â Â Â Â Â Â Â Â Â Â :Â Â Â Â Â Â Â Â Â Â InsuranceBASIC SALARYÂ Â Â Â Â Â Â :Â Â Â Â Â Â Â Â Â Â Market RelatedSTART DATEÂ Â Â Â Â Â Â Â Â Â Â...


  • Cape Town, South Africa Status Staffing Full time

    A recent professional profile photo is to accompany your applicationEMPLOYMENT TYPE    :           PermanentSECTOR                          :           InsuranceBASIC SALARY              :          ...

  • National Manager

    1 week ago


    Cape Town, South Africa Status Staffing Full time

    A recent professional profile photo is to accompany your applicationEMPLOYMENT TYPE      :           PermanentSECTOR                        :           Commercial UnderwritingBASIC...

  • National Manager

    1 week ago


    Cape Town, South Africa Status Staffing Full time

    A recent professional profile photo is to accompany your application EMPLOYMENT TYPE      :           PermanentSECTOR                        :           Commercial UnderwritingBASIC...


  • Cape Town, South Africa Project Management Connection Full time

    **Duties**: - Commercial Underwriting has a position available for a Senior Commercial Property Underwriter and will be based in Johannesburg. This role will report to the Manager: Commercial Property Underwriting. **Requirements**: - The individual is required to fulfil all Senior Property Underwriting functions to ensure the Company’s Commercial...


  • Cape Town, South Africa RBS Insurance Brokers Full time

    **Role Purpose** Provide stakeholders with effective and efficient personal lines underwriting services according to the required standards and procedures in order to retain existing clients and secure new business in support of the business strategy. Financial: - Ensure new business targets are met - Ensure Binder fees targets are met - Ensure retention...


  • Cape Town, South Africa Port Commercial Property Full time

    Industrial and Commercial Property Sales Agent Port Commercial Properties is looking for an Industrial and Commercial sales agent to join our established, dynamic and specialist sales team. Communication, integrity, service, and understanding are the cornerstones of Port Commercial’s success, and we provide unparalleled service in commercial property...


  • Cape Town, South Africa The Recruitment Council Full time

    Due to continuous growth, our client is looking for an underwriting administrator in the Somerset west area. Person must be committed and driven with experience in the insurance industry. Must have a Matric certificate, RE 5 and be fais compliant. Insurance experience is a must, along with computer literacy and willing to work with clients on a daily...


  • Cape Town, South Africa Status Staffing Full time

    A recent professional profile photo is to accompany your applicationEMPLOYMENT TYPE : PermanentSECTOR : InsuranceBASIC SALARY : Market RelatedSTART DATE : A.S.A.P / Immediate REQUIREMENTS:3 years-experience in client services environment3 years-experience as a...

  • Underwriting Analyst

    1 month ago


    Cape Town, South Africa Santam Full time

    What will you do? We have a position available for an Underwriting Analyst who will be based in Cape Town (Head Office) in our Client Solutions (Personal Lines Underwriting) department. What will make you successful in this role? **The purpose of the role is to support with**: Performance analysis of data and identification of corrective actions. Engage...

  • Technical Manager

    6 days ago


    Cape Town, South Africa Sanlam Full time

    What will you do? The position calls for a person who will provide technical underwriting expertise to assist the Regional Manager and Relationship Managers in managing their broker relationships at both a strategic and operational level with a clear focus on growth, profitability and efficiency in line with the Broker Services and Santam Commercial...