Credit Evaluation Manager
5 hours ago
In order to be considered the following is required: BComm in Finance and Accounting 5 – 7 years’ experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking or Agri). Thorough knowledge and understanding of financial statements Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral Knowledge of credit and strategy business rules and processes to identify exclusions where applicable. Understanding of the National Credit Act Knowledge in respect of collateral – how it is affected and released, as well as the value assigned to different collateral types from a credit perspective. Understanding of Deeds office processes The knowledge and understanding of loan granting processes including credit checks, credit scorecard completion, affordability criteria and repayment terms and conditions Duties & Responsibilities: Obtains and assesses client and financial information, including cash flows and cash flow forecasts, with a view to understanding the current debt levels and repayment requirements as relates to different products and banks Makes prudent credit decisions on lending applications and authority sought requests within the parameters of the relevant individual product policies and/or multiple product policy, relevant regulatory requirements such as the National Credit Act and sound financial principles Determines the best possible lending solution for the client and the bank Proactively highlights opportunities for asset growth in line with ecosystem philosophy and sound credit risk principles Adheres to “Before sunset service” in order to deliver excellent client experience Attends client visits to understand clients and their businesses Client engagements may be in person or virtually Stipulates conditions for facilities bearing credit risk policies and processes in mind Ensures credit risk is appropriately identified and addressed in the initial assessment and the ongoing management of the exposure Displays a good understanding the credit risk management environment Supports the credit risk team as required to ensure performance of their responsibilities Pro-actively identifies opportunities to improve processes and systems within the business unit to enhance risk management and efficiencies Assists with training new staff as and when required and cross skilling of existing staff Provides credit guidance and advice to business through the sharing of knowledge, coaching and assistance in improving the understanding and quality of credit risk Builds and maintains relationships within the broader credit team and business stakeholders Acts as a partner to business in unlocking ecosystem and other client opportunities to support the achievement of asset growth within the bounds of responsible credit risk management and set risk appetite Ensures that service is provided to the satisfaction of all stakeholders in terms of service level agreement. Attends business and team connect sessions, ecosystem and squad meetings If you would like to email your CV directly – please send it to millerm@bedifferent.co.za Information displayed above not limited to advertisement.Please consider your application as unsuccessful if you have not received a response within 14 days of submitting your application. However, please keep a lookout on our website, www.bedifferent.co.za, for available positions which you may be suited for.
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Senior Credit Risk Manager
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Manager: Credit
1 week ago
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Credit Manager
1 week ago
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Manager: Credit
1 week ago
South Africa Nedbank Private Wealth Full time R1 200 000 - R2 400 000 per yearRequisition and Specialist Recruiter Details REQ Twanette CoetserClosing Date December 2025 Cluster and Location Total Business Banking and Retail - Commercial Underwriting Johannesburg, Gauteng Career Stream Credit Management Leadership Pipeline Manage Self: Professional Manager: Credit - Agri and Franchise Job Purpose The Credit Manager's...
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Manager Credit
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Senior Credit Manager
1 week ago
South Africa Capitec Bank Full time R1 000 000 - R2 500 000 per yearPurpose StatementTo evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the quality of credit risks across the portfolio, minimizing the risk of loss through bad debts, while maximizing profits.To interact with other...
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National Credit Manager
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Senior Credit Manager: Risk, Evaluation
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Sandton, South Africa Capitec Full timeA leading financial institution is seeking an experienced Credit Manager in Sandton. The role involves managing credit risks, ensuring compliance with risk parameters, and optimizing credit application processes. Candidates should have a minimum of 5 years of Credit Management experience and a Bachelor's Degree in Credit Management or Banking. This position...
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Senior Manager: Credit
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South Africa Nedbank Private Wealth Full time R1 000 000 - R2 500 000 per yearRequisition & Talent Acquisition Consultant Details REQ Twanette CoetserClosing Date - 9 December 2025 Cluster and Location Commercial BCB - Commercial Underwriting InlandPretoria Career Stream Credit Management Leadership Pipeline Manage Others Senior Manager Credit Job Purpose To manage credit assessment in order to ensure the acquisition...
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Senior Credit Manager: Evaluation
7 days ago
Sandton, South Africa Kamo Placements Full time**JOB DESCRIPTION** - Provision of independent credit & investment assessments to approval committees; exercising credit judgment; and making sound credit recommendations working within stipulated Service Level Agreement. - Ensure adherence to credit policies and procedures as well as team alignment to the Credit Risk Appetite Strategy, taking into account...
