Group Credit Investment: Credit Analyst

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Job Description
The Group Credit Investment ("GCI") Credit Analyst will be responsible for assessing and monitoring the creditworthiness of the assets within scope of the GCI investment credit portfolio. The Credit Analyst will play a key role in supporting investment decisions, managing risk, and preserving the strength of the Shareholder Investment Credit Portfolio.The Group Credit Investment ("GCI") Credit Analyst will be responsible for assessing and monitoring the creditworthiness of the assets within scope of the GCI investment credit portfolio. The Credit Analyst will play a key role in supporting investment decisions, managing risk, and preserving the strength of the Shareholder Investment Credit Portfolio.

Key Result Areas

• Analyse financial statements, credit reports, and other relevant data to assess the creditworthiness of potential credit transactions.
• Prepare detailed credit analysis reports and make recommendations to the Group Credit Committee(s) regarding transactions.
• Monitor existing credit transactions for changes in credit risk and update risk and credit ratings as necessary. The role will require regular, timely and effective communication of views, events and recommendations with key internal stakeholders.
• Prepare appropriate and insightful market and industry research.
• Review and negotiation of legal documents for approved investments.
• Maintain up-to-date knowledge of industry trends, economic conditions, and relevant regulations affecting credit risk.
• Assist in the development and implementation of credit policies and procedures.
• Ensure compliance with internal policies and external regulations.
• Assist in the development and improvement of internal ratings scorecards.
• Provide input aimed at enhancing existing processes and capabilities.
• Provide credit and investment expertise for any restructuring of transactions.
• Ongoing engagement with GCI's mandated asset managers to manage the existing mandates and ensure the sourcing of suitable unlisted asset opportunities. Present credit and investment views to the mandate owners and ensure the ongoing adherence to the prescribed credit mandate.
• Assist with valuation of assets where required.

Qualifications And Experience Required

• B Comm, B Bus Sci or equivalent qualification.
• CA(SA) with 2-3 years post articles experience.
• CFA will be a distinct advantage.
• Current, relevant knowledge of investments and fixed income instruments.
• Excellent excel and financial modelling skills.

Competencies

• Team player.
• Highly professional approach.
• Excellent attention to detail.
• Excellent planning and organisational skills.
• Excellent technical and analytical skills.
• Problem solver.
• Strong communication skills (written and oral).
• Ability to work well both independently and within a team.
• Strong commercial focus.
• Client service orientated.
• Ability to work under pressure and manage multiple deliverables.

Skills
Accounting, Action Planning, Analytics Software, Budget Management, Client Management, Computer Literacy, Data Classification, Data Compilation, Evaluating Information, Financial Acumen, Oral Communications, Policies & Procedures, Professional Presentation

Competencies
Business Insight

Communicates Effectively

Courage

Decision Quality

Ensures Accountability

Financial Acumen

Instills Trust

Manages Complexity

Education
Chartered Accountant (Required)

Closing Date
23 October 2025 , 23:59

The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.
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