Decision Scientist

2 weeks ago


Sandton, Gauteng, South Africa Capitec Full time

Apply By
We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

  • To see what life at Capitec is all about and complete a short assessment, please click here
  • Once you have completed the above finalize your application by clicking apply below

*Purpose Statement*

  • To solve business problems, create new products and services, and improve processes through using the disciplines of data science, quantitative (financial) analysis, and traditional scoring techniques - translating active business data into usable strategic information.
  • To look at ways of analysing and optimising data as it relates to a specific business area; framing data analysis in terms of the decision-making process for questions or business problems posed by a stakeholder.
  • To help build and deliver Capitec's AI strategy, enabling data-led and improved business decision making.
  • To design quantitative advanced analytics models that answer business questions and/or discover opportunities for improvement, increased revenue, or reduced costs.

*Education (Minimum)*

  • Honours Degree in Mathematics or Statistics

Education (Ideal Or Preferred)

  • Masters Degree in Mathematics or Statistics

*Experience and Knowledge
Minimum Experience And Knowledge*

  • Length of experience required is also conditional on qualifications obtained
  • Statistical (predictive and classification) model development and deployment principles and techniques; including traditional scoring (logistic regression with binning and missing value replacement, e.g., reject inference), Machine Learning (neural networks, SVM, random forests, etc.), and quantitative analysis (time value of money, etc.)
  • At least one Machine Learning language (e.g., Python or SAS Viya)
  • Business analysis and requirements gathering
  • General business know-how (e.g., risk, compliance, operations - such as NCR, POPIA, and SARB)
  • Cloud environments (e.g., Azure, AWS, and large relational databases)
  • Functional business area (e.g., Credit) environment knowledge and experience
  • Developing scorecards from scratch
  • Underlying theory and application of machine learning models
  • Best practices for decision science (such as reusability, reproducibility, continuous monitoring, etc.)

Ideal Experience And Knowledge

  • Over 5 years' experience in an analytical science role
  • Working with multiple teams to deliver predictive models into a production environment
  • Financial sector
  • Credit environment / industry (Credit cycle)
  • Bank decision science lifecycle

Skills

  • Numerical Reasoning skills
  • Researching skills
  • Analytical Skills
  • Problem solving skills
  • Decision making skills
  • Planning, organising and coordination skills
  • Attention to Detail
  • Presentation Skills
  • Communications Skills
  • Interpersonal & Relationship management Skills

*Additional Information*

  • Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.


  • Data Scientist

    1 week ago


    Sandton, Gauteng, South Africa e-Merge IT Recruitment Full time

    Data Scientist (Python | AI | ML) – Sandton | R1M PAAre you the kind of Data Scientist who sees stories in numbers and opportunities in patterns?If you're ready to use Python, AI, and Machine Learning to turn raw data into business-changing insights — this role is calling your name.This Sandton-based team is searching for aData Scientistwho thrives on...

  • Senior Data Scientist

    2 weeks ago


    Sandton, Gauteng, South Africa Capitec Full time R180 000 - R260 000 per year

    Job description:Join us in becoming the best bank in the worldWe appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for...


  • Sandton, Gauteng, South Africa Discovery Limited Full time US$1 200 000 - US$1 800 000 per year

    About the RoleThe AI Lead is responsible for translating cutting-edge data science into robust, scalable production systems. This role leads a multidisciplinary team focused on the productionisation of machine learning and LLM models, ensuring operational excellence, technical innovation, and strategic alignment with business goals. Success in this position...

  • Data Analyst

    2 weeks ago


    Sandton, Gauteng, South Africa Dis-Chem Life Full time R70 000 - R120 000 per year

    Purpose of the Role:The Data Analyst is Dis-Chem Life's rapid-response data explorer, tasked with moving quickly through diverse datasets to connect the dots, spot opportunities, flag risks, and surface patterns that help the business act in real time — not months down the line.This role exists to ensure Dis-Chem Life makes fast, accurate, and informed...


  • Sandton, Gauteng, South Africa CHEP Full time US$80 000 - US$200 000 per year

    CHEP helps move more goods to more people, in more places than any other organization on earth via our 347 million pallets, crates and containers. We employ approximately 13,000 people and operate in 60 countries. Through our pioneering and sustainable share-and-reuse business model, the world's biggest brands trust us to help them transport their goods more...

  • Decision Scientist

    2 weeks ago


    Sandton, South Africa Capitec Bank Ltd Full time

    Apply by:  We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:1. To see what life at Capitec is all about and complete a short assessment, please click here2.  Once you have completed the above finalize your application by clicking...

  • Decision Scientist

    2 weeks ago


    Sandton, South Africa Capitec Bank Ltd Full time

    Apply by:  We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:1. To see what life at Capitec is all about and complete a short assessment, please click here2.  Once you have completed the above finalize your application by clicking...

  • Data Scientist

    1 week ago


    Sandton, South Africa Guardrisk Full time

    **Introduction** - As a data scientist, you will play a key role in leveraging data to drive insights, inform decision-making, and enhance our life and non-life insurance operations. You will work closely with cross-functional teams to develop innovative data-driven solutions that address business challenges and improve overall performance. **Disclaimer** -...

  • Data Scientist III

    5 days ago


    Sandton, South Africa Capitec Full time

    Join us in becoming the best bank in the world!! We appoint energized and motivated people for their potential and continuously look to strengthen talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients...


  • Sandton, South Africa Integrita Group Full time

    Data Scientist The Data Scientist will support the Data Science and Analytics team in creating and enabling data-driven measurement, insights, monitoring, and decision support. This individual will add value to business areas by providing insights, applying data science to inform and optimise decision making, and building automated predictive and...


  • Sandton, South Africa Capitec Full time

    A leading bank in South Africa is seeking a Mid/Senior Data Scientist to drive its AI strategy and utilize advanced machine learning techniques. The ideal candidate will bring over 6 years of experience, a bachelor's degree, and strong skills in Python, NLP, and deep learning frameworks such as TensorFlow and PyTorch. Responsibilities include overseeing the...

  • Data Scientist

    2 days ago


    Sandton, South Africa Starcom Full time

    **Job Description** Who we are**: **We are the human experience company** **We create experiences people love and actions brands need**. When we combine our deep understanding of people with our unmatched expertise in media, magic happens - experiences get invited in, not filtered out. Data guides us to opportunity, uncovering what people want and how to...


  • Sandton, South Africa The Focus Group Full time

    About the Role Our client is looking for a curious, analytical, and collaborative Junior Data Scientist to join their growing data team. You’ll work on building models, uncovering insights, and helping drive data-driven decisions across the organization Key Responsibilities Develop and prototype statistical models and machine learning algorithms Conduct...

  • Lead Data Scientist

    2 weeks ago


    Sandton, South Africa Absa Bank Limited Full time

    Bring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary Work...

  • Data Scientist

    3 weeks ago


    Sandton, South Africa Integrita Group Full time

    Data Scientist The Data Scientist will support the Data Science and Analytics team in creating and enabling data-driven measurement, insights, monitoring, and decision support. This individual will add value to business areas by providing insights, applying data science to inform and optimize decision making, and building automated predictive and...