Software Engineer: Full Stack 10088

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here

2.  Once you have completed the above finalize your application by clicking apply below.

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees.  Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

We are a bank, but we're much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. 

The Full Stack Software Engineer plays a crucial role in developing and maintaining both front-end and back-end components of web applications and works on all layers of the application stack. They are therefore responsible for applying a holistic approach to building solutions that not only offer optimum performance, reliability, and scale but also create great client experiences.

• Architect scalable microservices using Spring Boot and Spring Cloud in a highly distributed banking environment
• Build resilient distributed systems that reliably handle financial transactions daily
• Design and optimize complex database schemas in PostgreSQL for performance at scale
• Develop secure RESTful APIs and event-driven architectures using Spring ecosystem
• Deploy and orchestrate containerized applications using Kubernetes
• Champion code quality through unit, integration and acceptance testing, including continuous integration practices
• Collaborate in cross-functional teams using Agile methodologies

• 3+ years building production-grade applications with demonstrable impact on user experience and system performance
• Deep expertise in Spring ecosystem - Spring Boot, Spring Cloud, Spring Security, Spring Data
• Modern React development (Optional) with hooks, context, and state management libraries
• Database mastery - complex queries, performance tuning, and data modeling in PostgreSQL
• AWS cloud expertise - S3, RDS, SQS, MSK, and other core services for scalable infrastructure
• Cloud-native mindset - containerization, orchestration, and distributed system patterns
• API design excellence - RESTful services, OpenAPI specifications
• DevOps fluency - CI/CD pipelines, Infrastructure as Code, and production monitoring
• Observability expertise - Prometheus, Grafana, OpenSearch stack, and application performance monitoring

• Backend: Java 21+, Spring Boot, Spring Cloud, Maven
• Frontend (Optional): React, TypeScript, modern CSS
• Data: PostgreSQL, Redis
• Cloud: AWS (S3, RDS, SQS, MSK)
• Infrastructure: Kubernetes, Docker, cloud platforms
• Observability: Prometheus, Grafana, OpenSearch
• Integration: REST APIs, message queues, event streaming

• Technical excellence: Work with cutting-edge fintech architecture serving millions of users
• Growth opportunities: Continuous learning, internal tech talks and the reach to influence the overall engineering culture
• Impact: Your code directly improves financial lives across South Africa

• Grade 12 National Certificate / Vocational
  

• A relevant tertiary qualification in Information Technology
  

• Clear criminal and credit record
  

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.