Credit Analyst

1 week ago

Johannesburg, Gauteng, South Africa FirstRand Full time R250 000 - R450 000 per year

Job Description

Analyses credit data to estimate degree of risk in extending credit or lending money

Consults with management to assist in corporate planning

Job Description

Are you someone who can:

  • Credit assessments of salaried home loans applications.
  • Adhere to negotiated service levels and turnaround times in support of business strategy.
  • Ability to effectively prioritise and organise workflow.
  • Customer and results driven.
  • Make informed credit decisions.
  • Assist internal sales partners with credit decisions and application of the credit policy.
  • Build and maintain relationships with internal business partners.
  • Responsible for making credit decisions.
  • Keep abreast with what's happening within the market place and more specifically with regards to process and credit policy.
  • To facilitate and monitor adherence to service guarantee times.
  • Resolve any credit issues and process problems/challenges with Payouts and other internal business partners.
  • Escalate to manager any credit issues with products/processes/ standards.
  • Optimises work through the application of learning experiences
  • Engages in activities for own development
  • Ensures customer service solutions are aligned to the operational business plan
  • Develops and leverages cooperative credit risk stakeholder relationships and networks
  • Contributes to cost efficiencies
  • Contributes to teamwork
  • Ensures operational excellence through the delivery of work processes according to defined quality standards
  • Liaises with internal and external stakeholders and support functions
  • Analyses the integrity of credit applications

Qualifications and Experience

  • 3-4 Years' Credit assessment and credit Analysis Experience
  • BCom Accounting or Similar
  • Financial Services industry experience (Advantageous)

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

23/10/25

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

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