Underwriting Consultant

**DIVISION/DEPARTMENT : UNDERWRITER**

**Role and Responsibility of an Underwriting Consultant**

**Purpose**Our clients’ and partners’ financial well-being and success

**Mission**To be a leading international insurer by:
Partnering with our clients in every aspect of their risk management

Delivering unsurpassed levels of service

Fully embracing technology

Continually innovating and

Always providing clear, effective, solid cover at the most affordable rates

**Values**Focus
- Resilience
- Tenacity
- Relationships
- Discipline

**TCF**Maintain and uphold TCF Outcomes.

**Reporting to** Assistant Manager

**_ OUTPUT/CORE TASKS:_**
- Meticulously assess the risk factors of potential clients and establish coverage terms.
- Implement guidelines that ensure a balanced ratio of favourable risks, minimizing claim costs, and enabling the company to provide insurance at a competitive price.
- Comprehensive understanding of risk analysis, the ability to analyse data, and make informed decisions.
- Examine insurance proposals, ensure compliance and adherence.
- Ability to negotiate terms with clients and insurers.
- Draw up a quote for competitive insurance premiums.
- Achieve performance targets.
- Follow applicable insurance laws.
- Ability to provide feedback to manager in the form of reports.

**_SKILLS (all essential):_**
- Analytical skills
- The ability to work with customers from a range of backgrounds.
- Confident decision making skills.
- Attention to detail
- Excellent oral and written communication skills and ability to professionally represent your Department
- Negotiating & closing skills
- Ability to work under pressure and be flexible as part of a team
- Ability to develop and maintain good working relationships at all levels, including during difficult or challenging circumstances.
- Ability to prioritise and manage own workload amid conflicting demands and busy work periods.

**_ KNOWLEDGE/QUALIFICATION:_**
- Matric
- Intermediate level knowlwdge of MS suite
- RE5