Ip Claims Assessor

**Introduction**

The Retail Life Insurance department is looking for a self-driven, dynamic health professional who wants to grow their career in Claims Assessment. Myriad is Momentum's market-leading life insurance product, providing life cover to clients in South Africa. Our Myriad product aim in partnering with our clients on their journey to success. We strive to find opportunities in every risk and ensure that current and potential clients can benefit from our innovative solutions. Part of the reason why Myriad has the unique ability to develop superior, forward-thinking products and benefits is because we make it our business to understand our clients' varying needs.

**Role Purpose**

To be part of a team that provides market leading claims assessment capability for living benefits (critical illness, income and disability benefits). This will include specialising in income disability, lump sum disability, critical illness and case management for living benefits, the completion of quality industry assessments within the required service levels.

**Requirements**:
B./BSc. Occupational Therapy, Physiotherapy or Psychology or Qualified Registered Nurse or other health sciences related degree considered appropriate.

1-3 Experience in life insurance claims.

Relevant insurance knowledge, applicable regulatory requirements and legislations beneficial.

Experience of general retail protection market product offerings beneficial

**Duties & Responsibilities**

Execution of the claims assessment methodology across Critical Illness, Income Protection and Lump Sum Disability benefit lines.

Approves or declines claim submissions without supervision within company guidelines.
Support team members with best practice techniques, medical practice through knowledge sharing.

Selects and accepts major risks on behalf of the company, evaluating proposals rather than mechanistic assessment.

Assist with the overall improvement of risk management within the living benefits assessment area.
Current best industry and company practices.
Claims research.
Technological enablers.

To partner and collaborate with both internal and external stakeholders, not limited to product development, underwriting, CMO, reinsurance partners to improve claims assessment and client experience.

Ensure that assessment methodology and execution is in line with legislation and best practices within the financial management field in order to optimise the claims assessment service offering and deliver.

Familiar with the regulatory framework, insurance related court decisions and/or determinations by regulatory bodies, governing bodies etc. that could impact the way claims are processed or handled.

Risk opportunity identification to prevent fraud and to deliver quality work.
Build and maintain relationships with internal stakeholders responsible for the primary client.
Build and maintain relationships with internal stakeholders responsible for the primary client and advisor interactions (claims consultants).
Follow internal client service practices which build rewarding relationships and enables exceptional client service
Contribute to a client service excellence culture which builds enduring relationships and allows team to provide exceptional client service.

Incorporate internal assessment feedback into the enhancement of daily business processes and management operating systems.
Act in a way that allows for a positive work climate and culture with fellow employees.

**Competencies**

Business acumen.
Client / Stakeholder commitment.
Assertiveness.
Drive for results.
Diversity and inclusiveness.
Collaboration and team work.
Impact and influence.
Results and solution focused.
Self-awareness and insight.
Diversity and inclusiveness.