Head Retail Investments

**Head of Retail Investments**

**Requisition**:141544

**Title**:Head Retail Investments

**Cluster**:PPB Product Design and Innovation

**Closing Date**:25 August2025

**Specialist Recruiter**:William Mtsweni
- Job Family
- Project, Process and Product
- Career Stream
- Product
- Leadership Pipeline
- Manage Managers
- FAIS Affected

**Job Purpose**

**Responsibilities**:

- Achieve agreed financial objectives by driving sustainable growth and performance of Nedbank Investment product solutions.
- Develop a strategic and action plan to operationalise and implement how Nedbank will compete in market, how market share will be gained and what factors will give Nedbank a competitive capability and advantage within the Investment portfolio.
- Remain competitively positioned by proactively monitoring and responding to competitor activities and legislative requirements through proactive market research, benchmarking of industry best practices and legislative research.
- Meet business objectives by communicating and actioning insights for competitive advantage using integrated reports and analytics.
- Meet financial objectives by leading and supporting the organisational budgeting process and overseeing reporting and monitoring of organisational and functional business unit performance.
- Achieve excellence in strategy execution by integrating people, processes, management, systems, measurements and rewards.
- Create organisational alignment and collaboration with other business areas within the Cluster and Cross-Cluster to drive common achievement of the Nedbank strategy and objectives.
- Manage the overall quality and performance of the portfolio, as well as all aspects of portfolio administration.
- Develop and lead profitable product solutions that grow Investment Products market share and brand presence.
- Manage liquidity and deposit growth by managing co-ordinating pricing, marketing, distribution and margin management.
- Market awareness of the changing trends in investment solutions along with changing clients' needs.
- Exploring potential new opportunities based on how our products compare in the market and their profitability.
- Lead the implementation of new products and services from Incubation to Commercialisation and Scale.
- Explore the value and feasibility of new potential products and services.
- Define portfolio execution processes, planning and implementation, and ensuring consistency of delivery standards.
- Translate strategy into execution, playing a leadership role in guiding the team through the Agile delivery methodology.
- Work closely across the organisation, such as Client experience, segment, channel, Digital, marketing, finance, operations, risk, legal, etc.
- Drive the operationalisation of products and services needed, minimizing organisational complexity and cost to serve.
- Manage team effectively and efficiently across the HR value chain including recruitment, performance management, retention of critical staff, succession planning and coaching and talent management.
- Achieve risk management, governance and compliance requirements by ensuring adherence to agreed processes and policies.
- Mitigate risk by implementing non-financial and financial controls.
- Essential Qualifications - NQF Level
- Matric / Grade 12 / National Senior Certificate
- Advanced Diplomas/National 1st Degrees
- Preferred Qualification
- Any Relevant Degree with Honour’s/Masters Degree
- Minimum Experience Level
- 7-10 years Senior Management experience in managing a team within Banking or Financial Services.

**Technical / Professional Knowledge**
- Digital Knowledge
- Payments Knowledge
- IT Technical Knowledge
- Financial Principles
- Client Experience
- Leadership and Communication
- Strategic Planning and Execution
- Governance, Risks and Controls
- Business Acumen
- Product Development and Life Cycle

**Type of Exposure**
- Working with a group to identify alternative solutions to work situations
- Implementing actions to improve the organisational culture
- Building and maintaining effective relationships with internal and external clients and vendors
- Implementing and managing strategies to achieve business area objectives
- Representing the company in Industry related forums
- Displaying high level of ethics, integrity and confidentiality
- Consolidate data from various sources and identify/interpret trends
- Formulating and implementing communication strategies to cascade functional strategies
- Negotiating a major deal/contract
- Providing input into strategy formulation

**Technical / Professional Knowledge**
- Change management
- Client service management
- Communication Strategies
- Diversity management
- Employee training/development
- Financial Accounting Principles
- Organisational behaviour theory
- Principles of project management
- Strategic planning
- Management information and reporting principles, tools and mechanisms
- Behavioural Competencies
- Building Partnerships
- Communicat