Business Judgemental Credit Manager

2 weeks ago

Randburg, South Africa FirstRand Full time

Job Description

To evaluate, manage and approve credit risk within area of responsibility by providing appropriate recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies.
- Manage respective portfolio within the banks risk appetite and asset growth budget and target Assess annual review and/ or ad hoc requests of all counterparties within allocated portfolio and mandate structure.
- Identify and manage credit risk at origination and on an ongoing basis.
- Daily excess monitoring of counterparties in their portfolio.
- Monthly/ Quarterly/ Bi
- annual or Annual covenant compliance monitoring.
- Conduct client visits with frontline sales representative as and when required.
- Present to Credit Committees depending on mandate levels (e.g. Internal Credit Committee) as and when required.
- Perform secretarial duties for Provincial Credit Committee as and when required.
- Approve or recommend counterparty exposure across multiple products (working capital facilities as well as specialised finance and term loans) for area of responsibility.
- Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process.
- Ensure average approval turnaround time against target to ensure retention of clients.
- Provide recommendation to higher mandate holders.
- Perform efficient management of credit portfolio, including expired limits, covenant monitoring, identification of early warning triggers, assisting with daily operational requirements.
- Ensure effective workflow management within agreed SLA's.
- Participate in planned activities that are appropriate for own development.
- Develop, encourage and nurture collaborative relationships across area of specialisation.
- Develop and manage key stakeholder relationships that enable achievement of operational objectives.
- Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives.
- Ensure compliance to legislative and audit requirements and adherence to relevant processes.
- Maintain expert knowledge on relevant legislative amendments and industry best practices and provide advice to relevant stakeholders.
- Maintain up to date knowledge of local and global trends.

Job Details

Application Closing Date

05/10/24

  • Credit Risk Manager

    2 weeks ago

    Randburg, South Africa FirstRand Full time

    About us, purpose, experience and qualifications **about us**: **purpose**: - Maximise the banks Risk-Adjusted Rate of Return by managing credit risk in the entire portfolio and individual transactions as well as managing Credit Analysts**experience and qualifications**: - Minimum Qualification - Relevant Degree or Diploma - Preferred Qualification -...

  • Credit Manager

    4 days ago

    Randburg, South Africa Network Finance. Full time

    Group Credit Manager Reference: NFU -KM-1 One of my leading global FMCG clients has an opportunity for a seasoned Group Credit Manager to head up the Group Credit department. Duties & Responsibilities Job & Company Description: My client has been in operation for nearly a century and prides itself on the production and distribution of varied fast moving...

  • Credit Analyst

    3 days ago

    Randburg, South Africa FirstRand Full time

    Job Description To analyses credit data to estimate degree of risk in extending credit or lending money Consults with management to assist in corporate planning- - Adhere to negotiated service levels and turnaround times in support of business strategy.- Ability to effectively prioritise and organise workflow.- Customer and results driven.- Make informed...

  • Credit Controller

    3 weeks ago

    Randburg, South Africa Tracker Connect Full time

    Position Summary Industry: IT & Internet Job category: Credit Controller Location: Randburg Contract: Permanent Remuneration: Market Related EE position: Yes Introduction TRACKER requires the services of a Credit Controller in the Finance Department at our Johannesburg Head Office. Tracker requires a self-starter who can work under pressure. We require a...

  • Credit Controller

    4 days ago

    Randburg, South Africa Tracker South Africa Full time

    TRACKER requires the services of a Credit Controller in the Finance Department at our Johannesburg Head Office. Tracker requires a self-starter who can work under pressure. We require a diligent and hard-working individual, who can be a part of a highly motivated team. Key roles and responsibilities: Managing own set of accounts Compiling of detailed monthly...

  • Credit Controller

    1 week ago

    Randburg, South Africa Tracker South Africa Full time

    **Listing reference**: track_001486 **Listing status**: Online **Position summary**: **Industry**:IT & Internet **Job category**:Credit Controller **Location**:Randburg **Contract**:Permanent **Remuneration**:Market Related **EE position**:Yes **Introduction**: TRACKER requires the services of a Credit Controller in the Finance Department at our...

  • Credit Controller

    3 days ago

    Randburg, South Africa Tracker South Africa Full time

    **Position Summary**: **Industry**:Telecommunication Services**Job category**:IT and Telecommunications**Location**:Randburg**Contract**:Permanent**EE position**:Yes**Introduction**: TRACKER requires the services of a Credit Controller in the Finance Department at our Johannesburg Head Office. Tracker requires a self-starter who can work under pressure. We...

  • Credit Analyst | Randburg

    2 weeks ago

    Randburg, South Africa The Recruitment Council Full time

    Job DescriptionAs a Credit Analyst, you will analyse financial statements of multiple SMEs in South Africa across various industry sectors with the aim of providing balanced feedback to the Credit Committee.The candidate will be expected to: Engage and interview the entrepreneurs Prepare credit papers for review Use inhouse and external rating agency credit...

  • Credit Manager Johannesburg North

    4 days ago

    Randburg, South Africa Network Finance. Full time

    Reference: NFU -KM-1 One of my leading global FMCG clients has an opportunity for a seasoned Group Credit Manager to head up the Group Credit department. Duties & Responsibilities Job & Company Description: My client has been in operation for nearly a century and prides itself on the production and distribution of varied fast moving consumer goods loved and...

  • Audit Portfolio Manager: Credit Risk

    4 days ago

    Randburg, South Africa Communicate Finance Full time

    Reference: CMF -KMc-1 Are you a seasoned professional in credit risk management within the banking sector? Our client is a JSE listed conglomerate searching for a skilled Audit Portfolio Manager to join their team and ensure effective credit risk mitigation strategies. Duties & Responsibilities As the Audit Portfolio Manager for Credit Risk, you'll lead...