Specialist - Credit Analyst (Capital Management)

1 week ago

Johannesburg, South Africa Absa Bank Limited Full time

Empowering Africa’s tomorrow, together one story at a time.
- With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

To extract from Compass, investigate and report the capital (Risk Weighted Assets and Economic Capital) of the retail products within Everyday Banking. This includes presenting the monthly movements to various forums, analyzing variances against plan and determining the impact of business initiatives on the capital.
The role also requires forecasting and planning, with thorough explanation of the various drivers of capital and returns metrics to stakeholders.

Job Description

Reporting of Financial resource consumption
- Reporting of monthly capital movements, providing rationale for variances compared against the plan at all Everyday banking performance quality review forums
- Reporting of monthly capital movements, providing rationale for variances compared against the plan at the WFS treasury meeting
- Report Everyday banking Financial Resources Management metrics

Forecasting to provide a forward-looking view of FRM metrics
- Perform regular forecasting for capital (Risk Weighted Assets and Economic Capital) including RAF, STP and MTP
- Load and extract results from Compass
- Actively take part in Stress Testing exercises by running the central model, reviewing and challenging model outputs

Risk and finance analytics
- Calculate and report on the Basel IV implementation impact
- Calculate and report the Model implementation impacts
- Track earnings volatility and understand early warning triggers
- Learn to work with Portfolio studio when the personal loans pilot is up and running to analyze economic capital movements

Stakeholder Management
- Liaise with various internal stakeholders (e.g., Treasury, Product Head, BU Finance) to convey capital and return metrics, impacts of model changes and emerging risks, etc.

Education

Bachelor's Degrees and Advanced Diplomas: Business, Commerce and Management Studies (required)
- Absa Bank Limited reserves the right not to make an appointment to the post as advertised_

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