Credit Analyst Commercial Banking

2 weeks ago


Pietermaritzburg, South Africa Six Sense Full time

A well-established financial services business is seeking to appoint a Credit Analyst Commercial Banking & Transformation (Pietermaritzburg)

To carry out quality credit assessment, present bankable solutions and manage the credit risk of a portfolio of clients in the Agri-business value chain in the designated regional Office.
To manage and perform quality credit analysis; financial analysis, including data collection, trend analysis, peer comparisons and industry overview to ensure good quality credit submissions to Credit Managers and Credit Committees for the allocated portfolio.

**Minimum Education and Experience**:

- 3 year Tertiary Qualification (Commerce) Majors Accounting; Agri Economics, Credit Management
- Thorough knowledge of the NCA, CPA, FICA and related credit regulatory requirements
- The primary and secondary agriculture sector finance.
- Appraisal of credit proposals and deal structure for: assets finance, working capital, backward and forward integration finance
- Carry out full credit assessments within allocated portfolio through credit submissions, financial analysis, reviews, re-advancing loans, collateral analysis, approval conditions
- tracking and risk management.

**Critical Competencies**:

- Microsoft Office
- Knowledge of risk management principles
- Knowledge / Experience of compliance systems / tools
- Compliance Management Principles
- Knowledge of Compliance related legislation
- Knowledge of Business
- Law Principles

For more information please contact:
**Audra King



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