Credit Analyst Commercial Banking
2 weeks ago
A well-established financial services business is seeking to appoint a Credit Analyst Commercial Banking & Transformation (Pietermaritzburg)
To carry out quality credit assessment, present bankable solutions and manage the credit risk of a portfolio of clients in the Agri-business value chain in the designated regional Office.
To manage and perform quality credit analysis; financial analysis, including data collection, trend analysis, peer comparisons and industry overview to ensure good quality credit submissions to Credit Managers and Credit Committees for the allocated portfolio.
**Minimum Education and Experience**:
- 3 year Tertiary Qualification (Commerce) Majors Accounting; Agri Economics, Credit Management
- Thorough knowledge of the NCA, CPA, FICA and related credit regulatory requirements
- The primary and secondary agriculture sector finance.
- Appraisal of credit proposals and deal structure for: assets finance, working capital, backward and forward integration finance
- Carry out full credit assessments within allocated portfolio through credit submissions, financial analysis, reviews, re-advancing loans, collateral analysis, approval conditions
- tracking and risk management.
**Critical Competencies**:
- Microsoft Office
- Knowledge of risk management principles
- Knowledge / Experience of compliance systems / tools
- Compliance Management Principles
- Knowledge of Compliance related legislation
- Knowledge of Business
- Law Principles
For more information please contact:
**Audra King
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Pietermaritzburg, KwaZulu-Natal, South Africa Landbank . S.A. Full time(Land Bank) is South Africa's only specialist agricultural bank established in 1912, the bank's sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank...
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