Property Finance Consultant
1 week ago
**Job Purpose**:
Actively engage in prospecting potential home loan clients by leveraging lead providers (Estate Agents, Bond originators, direct to client) and direct marketing, utilizing needs analysis-based selling techniques. Facilitate the movement of existing home loans from other financial institutions to SA Home Loans or offer tailor-made home finance packages accompanied by exceptional service.
**A. Source Potential Leads**:
- Utilize proactive and reactive prospecting methods.
- Develop a robust network through partnerships and relationship building.
- Execute referral campaigns, outdoor/Mall/Community marketing, social media, corporate presentations, wellness days.
**B. Identify needs**:
- Pre-qualify clients by assessing their background and linking it to credit health reports and affordability.
- Identify financial challenges and offer solutions.
- Ensure proper records of leads and follow ups.
**C. Match Product Offerings to Needs**:
- Utilize extensive product knowledge to present tailored solutions.
- Provide upfront explanations of situations that need clarity and ensure supporting documents.
**D. Explain Final Approval and Successful Closing**:
- Clarify all terms and conditions of the final offer to client.
- Summarize benefits of the product package and all relevant conditions.
**E. Maintain customer contact and Follow-up**:
- Keep clients updated throughout the process.
- Provide clear explanations to client inquiries.
- Maintain contact after client has accepted our offer and request referrals.
**F. Applications capture and file construction**:
- Compile supporting documents and ensure the file is completed and ready to process.
**Minimum Requirements**:
- Own car/transport and valid driver’s license.
- Matric qualification
**Minimum Experience**:
- 2 years of successful sales conversions.
- Experience in proactively prospecting in a pressurized sale environment.
- Strong administrative skills
- Marketing
**Preferred Experience**:
- 3 years of sales experience, preferably in home loans.
- Experience in sales within a self-sourcing environment, adept at proactively generating leads.
**Generic Competencies**:
- Drive
- Adaptability
- Analysing and forming opinions.
- Result-Orientated
- Persuasiveness
**Technical Competencies**:
- Computer skills.
- Planning
- Performing under pressure.
- Market orientated.
- Accuracy
- Systematic and organized.
**Benefits**:
- Opportunity to earn high commission.
- Marketing Support & expenses covered.
- Benefit from In-Office Administrative Assistance
- Company Vehicle Use.
- Petrol Incentive.
- Monthly Incentives based on targets achieved - twice a month.
- Potential for Lucrative Year-End Bonuses.
- Top Performers Earn Fully Paid International Trips.
- Opportunity to Attend Annual Awards - all Expenses Covered
**Job Types**: Full-time, Permanent
Pay: R12 500,00 per month
**Education**:
- High School (matric) (required)
**Experience**:
- External sales: 2 years (preferred)
License/Certification:
- Drivers (required)
**Location**:
- Nelspruit, Mpumalanga (preferred)
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