Product Specialist

**Job Details**:

- Department Credit Sales- Minimum experience Associate- Company primary industry Financial Services- Job functional area Product Management- Salary R800 000 - R950 000 per annum-
**Introduction**
A well known leading Vehicle and Asset Finance bank is looking for a Product Specialist, highly skilled in vehicle and movable assets to join their team in the Gauteng and Limpopo regions.**Purpose of the Role**
To maximise new and existing business opportunities with larger, more complex commercial customers, through securing financing of assets, referring of value added products and relationship building at senior levels with internal and external stakeholders in order to grow profitability and market share for the Product House, and ensuring customer excellence**Key Responsibilities**:

- Receive and generate customer leads through proactively identifying opportunities for new business and clients, and contacting customers to initiate engagements
- Develop, encourage and nurture collaborative relationships across area of specialisation
- Display and encourage an appreciation of teamwork and inclusivity
- Participate in planned activities that are appropriate for own development
- Compile reports that track progress and guide business to make informed decisions
- Ensure development and continuous value add improvement to operational processes
- Manages risks in own area of responsibility
- Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation
- Deliver customer experience excellence in own service delivery aligned to Organisational values and service standards
- Control expenditure and identify process improvements to contain and reduce costs
- Identify and utilise opportunities for revenue growth to deliver on sales targets
- Manage risks by understanding LGD (loss given default), and motivating the FR (financial risk) rating adjustments

**Minimum experience & qualifications required**
- ** Minimum Qualification - **Degree in Commerce, Marketing or Finance
- ** Experience - **3 to 5 years experience in a Marketing, Banking, Finance or Fleet environment, of which 1 to 2 years ideally at junior (entry level) management level

**Note: Experience in commercial lending and agriculture is mandatory** Additional Requirements**
- Apply

A well known leading Vehicle and Asset Finance bank is looking for a Product Specialist, highly skilled in vehicle and movable assets to join their team in the Gauteng and Limpopo regions.

**Purpose of the Role**
To maximise new and existing business opportunities with larger, more complex commercial customers, through securing financing of assets, referring of value added products and relationship building at senior levels with internal and external stakeholders in order to grow profitability and market share for the Product House, and ensuring customer excellence

**Key Responsibilities**:

- Receive and generate customer leads through proactively identifying opportunities for new business and clients, and contacting customers to initiate engagements
- Develop, encourage and nurture collaborative relationships across area of specialisation
- Display and encourage an appreciation of teamwork and inclusivity
- Participate in planned activities that are appropriate for own development
- Compile reports that track progress and guide business to make informed decisions
- Ensure development and continuous value add improvement to operational processes
- Manages risks in own area of responsibility
- Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation
- Deliver customer experience excellence in own service delivery aligned to Organisational values and service standards
- Control expenditure and identify process improvements to contain and reduce costs
- Identify and utilise opportunities for revenue growth to deliver on sales targets
- Manage risks by understanding LGD (loss given default), and motivating the FR (financial risk) rating adjustments

**Minimum experience & qualifications required**
- ** Minimum Qualification - **Degree in Commerce, Marketing or Finance
- ** Experience - **3 to 5 years experience in a Marketing, Banking, Finance or Fleet environment, of which 1 to 2 years ideally at junior (entry level) management level

**Note: Experience in commercial lending and agriculture is mandatory** Additional Requirements