Pw Private Banker Wealthy C

About us, purpose, experience and qualifications

**about us**:

- make a promise
- be deeply invested
- value our differences
- build trust, not territory
- have courage
- always do the right thing

**purpose**:
To proactively acquire new clients and develop, maintain and expand a client portfolio through high touch professional and personalised relationships with high net worth clients and the provision of holistic and appropriate solutions in meeting clients needs.

**experience and qualifications**:

- Minimum:

- Relevant Degree in Finance or Economics or Accounting.
- FAIS accreditation required (RE).
- 3 to 5 years relevant client facing experience (PB - Wealthy)..
- Preferred:

- Strong background in investments, corporate finance, Private Banking or related advisory services.
- Experience in dealing with complex personal and juristic financial structures.
- Experience in analysing and interpreting complex personal and juristic financial statements (balance sheets, income statements, cash flow statements, financial ratios)
- Experience in structuring non-traditional security-based lending facilities.
- Experience in providing tailored solutions to significant families.
- Experience in advising clients regarding Company Succession Planning.
- Experience in dealing with clients and structures across various jurisdictions.
- Product knowledge in Capital markets, risk management, investment management, trust and estate planning.
- Person must not be an unrehabilitated insolvent.
- **additional requirements**:
**responsibilities**:

- Identify, control and escalate potential risks which may lead to increased costs.
- Manage costs or expenses within approved budget to achieve cost efficiencies.
- Deliver against operational and cost targets.
- Prioritise resource allocation in order to minimise and reduce wastage.
- Drive adoption of digital and other self-service options across client base.
- Collaborate closely with relevant business units and FNB product houses as per strategy.
- Be an ambassador for FNB as a financial service provider encompassing FNB internal values and ethical standards.
- Ensure that the quality of advice remains high and consistent and in line with FNB’s investment philosophy and product approved matrix.
- Liaise and interact with clients and or customers via approved communication channels in a positive and helpful manner.
- Respond to customer requests in a timely and efficient manner.
- Increase the effectiveness and efficiency of operational services by communicating with and actioning stakeholder concerns.
- Resolve customer dissatisfaction/complaints by taking ownership of the problem.
- Analyse customer feedback to help improve customer service.
- Ensure that delivery is accurate, timeous and of an acceptable standard.
- Ensure that product or service knowledge and advice is technically accurate.
- Know and understand customer needs in order to deliver a quality service.
- Propose ideas to improve customer service.
- Manage stakeholders and adhere to relevant SLA agreements.
- Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members.
- Maintain and build relationships for purposes of expectation management, knowledge sharing and integration.
- Inform and educate customers on products and services to ensure retention of existing customers.
- Liaise and interact with clients and or customers via approved communication channels in a positive and helpful manner.
- Maximise cross-selling opportunities.
- Advise on and provide support to ensure the effective resolution of customer queries in order to ensure customer satisfaction and retention.
- Engage with clients to understand their unique requirements, drive value optimisation and advise on best options for product integration and wealth management.
- Manage the growth of active customer account base.
- Take all necessary actions to ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability.
- Maintain expert knowledge on relevant legislative amendments, industry best practices and FNB’s internal compliance procedures and requirements.
- Ensure compliance is adopted in terms of systems and procedures as laid out by FNB.
- Implement and provide input into the development of governance and compliance procedures and processes within area of specialisation and identify risks.
- Ensure optimal usage and protection of business assets.
- Improve business decisions by providing accurate and reliable business intelligence (information) together with analysing trends and data.
- Provide regular reports on delivery of services against agreed service level agreements and in terms of overall customer targets.
- Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities.
- Analyse client’s c