Collections Advisor

**Who are we?**

Sanlam Fintech is a newly established digital first business within the Sanlam Group on a mission to democratize financial advice and solutions for everyone across the African continent. We exist to pioneer inclusive financial confidence helping people build strong foundations to bridge the gap in generational wealth. Our culture us that of agility and constant deployment, we believe in learning fast, learning cheap and learning forward. Our aim is to provide a work environment where knowledge workers can accelerate the development of their ideas and bring innovation to market, at the same time provide compelling career and development proposition that will enable them to realize their dreams.

**What will you do?**
- Collect on arrears portfolio within mandate, resolve credit queries, negotiate payment arrangements by informing customers of various payment solutions and obtain approval for refinancing and
repossessions in order to increase revenue.

**What will make you successful in this role?**
- Afrikaans Prociency to Read, Write and Speak is a requirement
- Collect arrears and negotiate acceptable payment arrangements and settlements, in line with mandate
- Deliver exceptional service that exceeds customers' expectations through proactive, innovative and appropriate solutions
- Comply with governance in terms of legislative and audit requirements
- Carry out collections processes within mandate, meeting SLA targets and quality standards.
- Manage personal development to increase own skills and competencies.
- Grasp and applies new information with ease, is motivated to identify new areas/channels of learning and consistently creates and takes advantage of learning opportunities.
- The ability to reflect on and learn from experience as part of life-long learning
- Cuts to the core of issues and applies effective analysis, logic and creativity to implement solutions.
Shows insight into interpersonal dynamics and is able to adapt responses, accordingly, displaying appropriate act, empathy and sensitivity whilst maintaining relationships.
- Recognises interdependencies and collaborates with others to achieve shared goals.
- Is a self-starter who produces consistently high qualify outputs within agreed deadlines. Prompt and proactive in driving for results and sets challenging goals for self and other.
- Remains level - headed in situations for stress or pressure and persists in pursuing goals despite obstacles and setbacks.

**Qualification and Experience**
- Qualifications
- Grade 12
- Experience
- 2 or more years contact centre experience

**Technical Competencies**

**Technical/Collection/Recovery/ Intermediate**
- Execute all possible actions to collect/ recover as much as possible of outstanding debt

**Technical|Collections Sales and Negotiation Skills|Intermediate.**
- Ability to sell a debt remedy and negotiate a repayment

**Technical| Computer Literacy/System Knowledge of Sales Applications\ Intermediate**
- Is computer literate and demonstrated an understanding of the systems and processes required to generate sales and close deals.

**Technical|Product Knowledge|Intermediate**
- Demostrates the knowledge and understanding of relevant products, including features and benefits.

**Core Competencies**
- Cultivates innovation - Contributing independently
- Customer focus - Contributing independently
- Drives results - Contributing independently
- Collaborates - Contributing independently
- Being resilient - Contributing independently

**Knowledge and Skills**
- Drive leads and service targets
- Coaching, quality and compliance
- Reporting and communication
- Management of employees

**Build a successful career with us**
- We’re all about building strong, lasting relationships with our employees. We know that you have hopes for your future - your career, your personal development and of achieving great things. We pride ourselves in helping our employees to realise their worth. Through its five business clusters - Sanlam Fintech, Sanlam Life and Savings, Sanlam Investment Group, Sanlam Allianz, Santam, as well as MiWay and the Group Office - the group provides many opportunities for growth and development.

**Turnaround time**

**Our commitment to transformation**

The Sanlam Group is committed to achieving transformation and embraces diversity. This commitment is what drives us to achieve a diverse, inclusive and equitable workplace as we believe that these are key components to ensuring a thriving and sustainable business in South Africa. The Group's Employment Equity plan and targets will be considered as part of the selection process.