Credit Manager: Cib Credit Risk

2 days ago


Johannesburg, South Africa Nedbank Full time

**Job Purpose**

To recommend and or grant credit to place quality assets on to the book and continued risk management across Nedbank.

**Responsibilities**:
Validate client and supporting information by assessing the contents of the documents.
- Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
- Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided where declined.
- Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
- Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
- Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.
- Adapt to changes in Legislation by providing input to redesigning credit processes and systems where applicable.
- Ensure processes are actioned within mandated signatories by checking and confirming the sign off.
- Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
- Identify training courses and career progression for self through input and feedback from management.
- Ensure all personal development plan activities are completed within specified timeframe.
- Incumbent will be responsible for the management and performance of the annual review function for the region’s book.
- Responsible for general credit administration.
- Ability to write credit recommendations to higher tiers for approval as well as understand and sign off on property leases, sale agreements. Must have an understanding of the companies Act, CC Act.
- Must hold a credit granting mandate at current job.
- Be responsible for the monthly reporting and ensure that the requisite reports are formalised within agreed timeframes.

Essential Qualifications - NQF Level
- Advanced Diplomas/National 1st Degrees

**Preferred Qualification**
- B.Com (Hons), CA(SA) or CFA
- Minimum of 3 years’ credit experience

Minimum Experience Level

2-3 years Credit Risk Management experience within Banking environment

Behavioural Competencies
- Communication
- Decision Making
- Initiating Action
- Managing Work
- Quality Orientation
- Technical/Professional Knowledge and Skills
- **_Please contact the Nedbank Recruiting Team at
+27 860 555 566
_



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