Credit Manager

2 weeks ago


Cape Town City Centre, South Africa Jobted ZA C2 Full time

Key Responsibilities:

- Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations.
- Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending practices and high-quality asset placements.
- Assess and manage credit risk across client portfolios, conducting thorough credit assessments and adjusting risk parameters as needed to ensure quality asset acquisition.
- Understand client needs, provide proactive and innovative credit solutions, and maintain strong relationships to support their financial goals.
- Work closely with teams across the business to optimize credit models, improve performance, and address challenges in credit assessment, approval, and risk management.
- Develop reports to track credit performance, model accuracy, and risk metrics, and provide actionable insights to senior management.
- Ensure compliance with internal policies and external regulations, staying informed on industry trends and regulatory changes to continuously refine strategies.
- Mentor and guide junior credit analysts, providing training and support to foster a high-performance, collaborative environment.

Competencies We Look For:

- Strong analytical and problem-solving abilities
- Leadership and team-building capabilities
- Excellent communication skills, with the ability to present complex data to non-technical stakeholders
- Detail-oriented, with a focus on accuracy and compliance
- Passion for innovation and staying ahead of emerging trends in data science and credit automation
- Proactive and able to drive projects from concept to implementation

Skills and Experience We Look For:

- NQF Level 7 or higher in a Financial or Banking-related field
- Degree in Finance or Econimics is preferred
- 2-5 years of experience in credit management, preferably within commercial finance
- Experience managing teams and fostering a collaborative, high-performance environment

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