Khula Financial Adviser

6 days ago

Durban, South Africa Sanlam Full time

Khula Financial Adviser : Durban

Date: 20 Dec 2024
Location:

Durban, KwaZulu Natal, ZA

Company: Sanlam Group

Who are we?

Sanlam Life Ltd is one of the top financial services providers in the South African market.

We’re all about building strong, lasting relationships with our financial advisors. We know that you have hopes for your future – your career, your personal development and of achieving great things. We pride ourselves in helping our financial advisors to realise their worth.

Our company is built on a respect for what people are worth and an appreciation for what they can become. We know that your worth is infinite and unique – and want to inspire you to realise this worth.

This is why we give each and every person who is contracted at Sanlam the opportunity to make the most of who they are, and to be recognised, respected and rewarded for their capabilities.

What will you do?

The purpose of the role is to provide new and existing clients with professional and relevant financial advice, planning and products (sales) that are suited to their needs and requirements. Undertake the procurement of sustainable business of a high quality, in accordance with the business targets set. Maintain and service these clients as part of a long- term relationship which builds loyalty to the brand and generates ongoing advice and sales. Undertake these activities within a compliant and ethical manner which results in the building and sustaining the Sanlam Group business and brand.

What will make you successful in this role?

1. Assist in growing the Sanlam Adviser Business

- Be committed to the marketing plans and targets set for growing and developing the business as set forward by the distribution strategy.
- Apply knowledge and understanding of market segmentation and customer profiles to support sales and growth within the defined market.

Undertake relevant behaviours to attain targets relating to:

- Revenue generation (Single and recurring premiums)
- Activity quotas
- Promote the Sanlam brand
- Treating customers fairly to be applied to all client engagements
- Role is aligned to your personal career aspirations

2. Networking, prospecting and leads generation

- Face to face interactions, social or business, to create business opportunities.
- Prospecting of new clients through creative opportunities such as business/social networks, associations or ad hoc presentations.
- Turning trusted relationships into business relationships.
- Strengthening existing relationships by increasing the current service.
- Use existing sources to establish opportunities across Sanlam businesses.
- Personalised client value propositions.
- Marketing on social media.
- Undertake selected client focused activities to generate leads and informal prospecting opportunities.
- Mining of existing client base to identify marketing gaps and sales opportunities within the middle-high and affluent market.
- Structuring and implementing focused campaigns with new or existing clients in the defined market.
- Requesting active and ongoing leads and referrals from others.
- Monitoring and respond to client activities such as maturities, cancelations or surrenders within the defined market.

3. Client consultations and sales

- Ensure all client interactions are compliant in terms of disclosures and advice given (provide written/ electronic information required for compliance).
- Undertake comprehensive fact finding with each client to lift needs and priorities. Document these findings.
- Conduct a financial needs analysis, using the relevant e-tools / instruments or systems, to ascertain the clients full financial situation; or utilise the services of a Para-Planner for this. (Draw policy history).
- Provide sound personal financial planning advice.
- Apply financial knowledge in putting together a plan that meets the needs of the client for a balanced portfolio.
- Present financial solutions to the client in a professional and competent manner aligned to Treating Customers Fairly.
- Use relevant processes and system tools to capture analysis information and update records accordingly.
- Review clientââ¬â¢s portfolio annually by undertaking the above steps.

4. Client Service

- Ensure all client interactions are ethical, courteous and professional.
- Follow-up or refer all existing business queries to be resolved timeously through support.
- Strive for excellent, value-added service to clients so that they do not seek competitor products or services.
- Undertake continuous learning in terms of knowledge, skills and market/industry issues so as to service clients within the defined market.
- Initiate long term client relationships and maintain a relational focus.

5. Monitor, update and reporting (weekly/monthly)

Document and present the following activities:

- Number and profile of contacts, appointments, consultations.
- Issued business and revenue against targets.
- Update client details on records.
- Appropriate workflow and activity monitor system entries.

Qualification and Experience

Grade 12
Financial Advisory and Intermediary Services Act (FAIS) "Fit and Proper" requirements and Regulatory Examination successfully completed if registered with Financial Sector Conduct Authority (FSCA) for more than 24 months.

Knowledge and Skills

Financial advice and support
Production target achievement and budgeting
Compliance and risk management
Client relationship management
Financial planning and recommendations

Personal Attributes

Communicates effectively - Contributing independently
Tech savvy - Contributing independently
Action orientated - Contributing independently
Interpersonal savvy - Contributing independently
Persuades - Contributing independently

Build a successful career with us

We’re all about building strong, lasting relationships with our employees. We know that you have hopes for your future – your career, your personal development and of achieving great things. We pride ourselves in helping our employees to realise their worth. Through its five business clusters – Sanlam Fintech, Sanlam Life and Savings, Sanlam Investment Group, Sanlam Allianz, Santam, as well as MiWay and the Group Office – the group provides many opportunities for growth and development.

Core Competencies

Collaborates - Contributing independently
Being resilient - Contributing independently
Drives results - Contributing independently
Cultivates innovation - Contributing independently
Customer focus - Contributing independently

Turnaround time

The shortlisting process will only start once the application due date has been reached. The time taken to complete this process will depend on how far you progress and the availability of managers.

Our commitment to transformation

The Sanlam Group is committed to transformation and embracing diversity. This commitment is what drives us to achieve a diverse, inclusive and equitable work environment as we believe these are key components to ensuring a thriving and sustainable business in South Africa.

  • Financial Adviser

    5 days ago

    Durban, South Africa Palesa Mbali Group Full time

    Our client is seeking qualified Financial Advisers based in Durban, with available opportunities in both their Relationship Banking and Physical Channels. These are commission based roles but do offer a guaranteed base salary for the first 3 months. **Key Activities**: - Market and sell appropriate Investments, Life Products, Estate & Trust Products -...

  • Financial Adviser

    3 months ago

    Umhlanga Rocks, Durban, South Africa Recooty Full time

    One of the SA’s leading financial services companies, Liberty, are currently recruiting for Financial Advisers. Our employees are important to us. We empower and inspire them to perform, offer opportunities to grow, and we recognise and reward their contribution. They are proud to work for a company that respects them and broader communities, and they...

  • Financial Advisers

    2 weeks ago

    Durban, South Africa Featherway Recruiting Full time

    We are looking for entrepreneurial individuals to be trained in wealth management and creation as Relationship Managers/ Financial Advisers, to become part of a group of companies that offer nationwide support, multiple streams of income and a value proposition that allows for the retention of clients. - Entrepreneurial and ambitious - Has strong business...

  • Financial Adviser

    7 months ago

    Durban, South Africa Fokus Personnel CC Full time

    Our client based in Sydney, Australia is looking to appoint Qualified South Africans within the Financial Services Sector. 12 Month in-service mentorship while staying in SA, with emigration assistance there after. To become part of a premier general insurance broker network and notable ASX top 100 company, we encourage you to apply. - **Position...

  • Independent Financial Advisor

    7 days ago

    Durban, South Africa A1 Financial servisecs Full time

    Join a team of energetic financial advisers offering a very popular insurance product in the greater Durban areas. **Requirements**: Minimum of 12 Months Financial Advisor/Insurance industry experience. Matric Must be able to travel and see clients Knowledge of Financial services product-Desirable Engage in business to business - strongly...

  • Financial Advisor

    7 days ago

    Durban, South Africa Providential Financial Services Full time

    Financial Planner an opportunity to work flexible hours and remotely A Company based in Umhlanga is looking for Financial Advisers to join their team. You may ask yourself why work for? Well below is reasons why - We have the license to sell and market all major service providers - Earn between 70% to 115% commission depending on experience and...

  • Financial Controller

    8 months ago

    Durban, South Africa CA Financial Appointments Full time

    We are currently in search of a suitably qualified Financial Controller with experience in the mining, natural resources or engineering sectors. The main purpose of the role will be to analyse every day financial activities, controls, compliance, and subsequently provide advice and guidance to Senior Management on future financial...

  • Financial Adviser

    3 months ago

    Durban, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job...

  • Senior Financial Adviser

    1 week ago

    Durban, South Africa Inkunzi Wealth Group Full time

    **Job description** **Requirements**: Minimum 4 years of experience in the financial services industry rendering financial advice (desirable) Compliance with FAIS Fit and Proper requirements (desirable) NQF Level 6 qualification (desirable) Driver’s license and own transport (desirable) **Salary**: Up to R20,000.00 per month Ability to...

  • Financial Advisor

    6 months ago

    Durban, South Africa Accsure Wealth Full time

    We are looking for experienced financial adviser to join our team! **Responsibilities**: To grow and service client base Provide financial planning support to clients Prepare financial plans and check their accuracy Qualifications & requirements: RE5 Qualification Minimum 120 Credits in Finance or related field( or studying towards this) Minimum 2...

  • Sanlam Financial Adviser

    6 days ago

    Durban, South Africa Sanlam Full time

    Sanlam Financial Adviser : Durban, Umhlanga & surrounding areas Date: 20 Dec 2024 Location: Durban, KwaZulu Natal, ZA Company: Sanlam Group Who are we? Sanlam Life Ltd is one of the top financial services providers in the South African market. We’re all about building strong, lasting relationships with our financial advisors. We know that you...

  • Financial Advisor

    1 week ago

    Durban, South Africa Prestige IFA Jobs Full time

    My client offering this position in South Africa is a very reputable financial planning and investment management brokerage at the top of their sport. They specialise in helping South African professionals, and provide financial solutions for those keen to plan for their financial futures. They pride ourselves on the quality of advice delivered by highly...

  • Financial Advisor

    2 weeks ago

    Durban, South Africa Prestige IFA Jobs Full time

    My client offering this position in South Africa is a very reputable financial planning and investment management brokerage at the top of their sport. They specialise in helping South African professionals, and provide financial solutions for those keen to plan for their financial futures. They pride ourselves on the quality of advice delivered by highly...

  • Financial Advisor

    2 weeks ago

    Durban, South Africa Prestige IFA Jobs Full time

    My client offering this position in South Africa is a very reputable financial planning and investment management brokerage at the top of their sport. They specialise in helping South African professionals, and provide financial solutions for those keen to plan for their financial futures. They pride ourselves on the quality of advice delivered by highly...

  • Financial Advisor

    7 months ago

    Durban, South Africa Attooh! Stride Full time

    Join Our Team as a Financial Advisor at Attooh! Stride Are you a driven and experienced financial advisor seeking a dynamic opportunity? We're looking for talented individuals like you to join our team. As a remote Financial Advisor, you'll have the flexibility to work from anywhere while enjoying the support and resources needed to excel in your...

  • Financial Advisor

    7 months ago

    Durban, South Africa Unique Personnel Full time

    **Job Number** - 72903 **Job Type** - Permanent **Job Title** - Financial Advisor **Computer Skills** - Ms Office **Industry** - Financial Services **City** - eThekwini (Durban) **Province** - Kwazulu Natal - We are looking for entrepreneurial individuals as well as experienced sales professionals, who are considering a career change. - We will train...

  • Financial Administrator

    7 months ago

    Durban, South Africa Unique Personnel Full time

    **Job Number** - 72985 **Job Type** - Permanent **Job Title** - Financial Administrator **Computer Skills** - Ms Office **Industry** - Financial Services **City** - eThekwini (Durban) **Province** - Kwazulu Natal - We are looking for entrepreneurial individuals as well as experienced sales professionals, who are considering a career change. - We will...

  • Financial Advisor

    7 months ago

    Durban, South Africa Unique Personnel Full time

    Job Title - Financial Advisor - Job Number - 72797 - Skills - Ms Office - Industry - Financial Services - City - eThekwini (Durban) - Job Description We are looking for entrepreneurial individuals as well as experienced sales professionals, who are considering a career change. We will train and mentor you in wealth management and creation, to be a Financial...

  • Financial Administrator

    7 months ago

    Durban, South Africa Unique Personnel Full time

    Job Title - Financial Administrator - Job Number - 72798 - Skills - Ms Office - Industry - Financial Services - City - eThekwini (Durban) - Job Description We are looking for entrepreneurial individuals as well as experienced sales professionals, who are considering a career change. We will train and mentor you in wealth management and creation, to be a...

  • Finacial Advisor

    7 months ago

    Durban, South Africa GDS Financial Advisor Services Full time

    We are seeking a Financial Advisors to join our group of insurance brokers. As a Financial Advisor, you will be responsible for providing financial advice to theirclients. You will help clients plan and achieve their financial goals by assessing their financial situation and recommending products and services that meet their needs. You will be expected to...