Credit Analytics and Modeling Manager

1 day ago


Johannesburg, South Africa Jobted ZA C2 Full time

The Credit Analytics and Modeling Manager is a modeling expert who applies a credit risk background in the telecommunications industry. The role requires a good understanding of credit risk, out-of-the-box thinking, and analyzing large quantities of data to positively affect profitability and credit losses. The incumbent will have the opportunity to manage established but evolving processes and bring their own unique perspective on ways to develop new and improve existing mission-critical models and analytical frameworks. The incumbent will demonstrate a strong ability to understand data structures, formulate hypotheses, develop and conduct tests of these hypotheses, and effectively communicate results.

RESPONSIBILITIES

Credit Analytics and Risk

Preparing, analyzing, and validating data to perform quantitative analysis for statistical and modeling data

Analysis of historical data, data cleaning, sampling, variable selection, modeling, and performance evaluation

Develop analytic solutions using outputs from models in credit decision-making, business strategies, risk appetite setting, provisioning, and capital assessment

Active stakeholder engagement & development of analytic solutions

Monitor credit risk settings & appetite of the organization

Ensure that risk analytics and credit risk management align with business strategies & provisioning

Model Creation and Management

Development of models in multiple programming languages

Develop and maintain user requirements, parameters, and configurations of rating systems

Monitor, back-test, and report performance of the models

Support models throughout the model lifecycle, including governance, model reviews, and refinements

Conceptual design of modeling approaches and architectures, including model principles, quantitative methods, and underlying assumptions

Develop predictive and decision models to be deployed in systems

Maintain credit rating models for the measurement and management of credit risk

Work closely with model validators to ensure adherence to the governance framework for model deployment and timely closure of validation issues

Work Collaboratively

Build a culture of respect and understanding across the organization

Recognize outcomes resulting from effective collaboration between teams

Build cooperation and overcome barriers to information sharing, communication, and collaboration across the organization

Facilitate opportunities to engage and collaborate with stakeholders to develop joint solutions

Self-Management

Follow through to ensure that personal quality and productivity standards are consistently and accurately maintained

Demonstrate consistent application of internal procedures

Plan and prioritize, demonstrating abilities to manage competing demands

Demonstrate flexibility in balancing achievement of own objectives with abilities to understand and respond to organizational needs

Demonstrate abilities to anticipate and manage change

REQUIREMENTS

Education:

Matric

Bachelor''s Degree in Actuarial Science / Mathematics / Statistics / Engineering

Experience:

5 to 10 years experience in telecommunications or credit risk

Experience in credit risk modeling, including IFRS9, is preferable

R1380 000pa CTC negotiable



  • Johannesburg, South Africa Jobted ZA C2 Full time

    Join a growing telecommunications company as a Credit Analytics & Modelling Manager, leading innovative credit risk strategies for postpaid contracts. This role involves developing and managing credit risk models, conducting advanced data analysis, and aligning risk frameworks with business objectives to enhance profitability and manage credit losses. Key...


  • Johannesburg, South Africa Liyema Consulting Full time

    Join a growing telecommunications company as a Credit Analytics & Modelling Manager, leading innovative credit risk strategies for postpaid contracts. This role involves developing and managing credit risk models, conducting advanced data analysis, and aligning risk frameworks with business objectives to enhance profitability and manage credit losses.Key...


  • Johannesburg, South Africa Liyema Consulting Full time

    Join a growing telecommunications company as a Credit Analytics & Modelling Manager, leading innovative credit risk strategies for postpaid contracts. This role involves developing and managing credit risk models, conducting advanced data analysis, and aligning risk frameworks with business objectives to enhance profitability and manage credit losses.Key...


  • Johannesburg, South Africa Top Talent Professional Services Full time

    The Credit Analytics and Modeling Manager is a modeling expert who applies a credit risk background in the telecommunications industry. The role requires a good understanding of credit risk, out-of-the-box thinking, and analyzing large quantities of data to positively affect profitability and credit losses. The incumbent will have the opportunity to manage...


  • Johannesburg, South Africa Top Talent Professional Services Full time

    The Credit Analytics and Modeling Manager is a modeling expert who applies a credit risk background in the telecommunications industry. The role requires a good understanding of credit risk, out-of-the-box thinking, and analyzing large quantities of data to positively affect profitability and credit losses. The incumbent will have the opportunity to manage...


  • Johannesburg, South Africa Be Different Recruitment Full time

    Gauteng, JHB - Central - (Medical Aid, Pension Fund, Provident Fund, Preferential Banking Rates Market related)- Our client, one of the biggest banks in South Africa based in Johannesburg who is a firm believer in technical innovation and leading-edge financial solutions is urgently looking for Portfolio Credit Analytics Manager to inform key stakeholders...


  • Johannesburg, South Africa People Source Full time

    The core purpose of the role is to guide and manage the acquisitions and underwriting portfolio for post-paid credit. This portfolio would encompass managing the relationship with the credit bureaus, managing and leading modelling, recalibration, monitoring and analysis pertaining to application scorecards. You must have a degree in Math or Stats and at...


  • Johannesburg, Gauteng, South Africa Isilumko Staffing (JHB) Full time

    Isilumko Staffing (JHB) is seeking a highly experienced Credit Risk Model Deployment Specialist to join their team in Johannesburg.Key Responsibilities:Analyze data sources for compliance and model performanceDeploy and manage credit risk frameworksDevelop and maintain effective data management systemsMentor junior analysts and collaborate with quantitative...


  • Johannesburg, Gauteng, South Africa Network Recruitment Full time

    About the RoleThe Credit Model Validation Expert will play a crucial role in ensuring the accuracy and reliability of our credit risk models. Based in Cape Town, this expert will collaborate with model developers to enhance model robustness and real-world applicability.Responsibilities:Validate and assess the performance of credit risk models, ensuring they...


  • Johannesburg, South Africa e-Volving Recruitment Full time

    Developing, refining, and validating credit risk models for all product types (e.g., revolving facilities, amortising loans) across retail and wholesale portfolios Ensuring regulatory compliance of above models with regards to IFRS 9 and Basel Development of data cleaning, diagnostics, trend analysis, transformation, performance monitoring and back-testing...

  • Assistant Manager

    1 week ago


    Johannesburg, South Africa RPO Recruitment Full time

    A well-known audit firm seeks an Assistant Manager - Credit Risk Modelling to join their FRM team in Johannesburg. In this position, you would help to develop and validate credit risk models for provisioning and capital adequacy. You would help manage the teams and mentor junior employees. **Responsibilities**: - Relevant experience in a quantitative...


  • Johannesburg, South Africa Jobted ZA C2 Full time

    Job Description: We are seeking a detail-oriented Senior Credit Risk Modelling Business Analyst with a background in financial services and financial services products on a 6 months contract basis. This role requires a strategic thinker with 10+ years of experience in analyzing complex business processes, defining problem statements, and delivering...

  • Model Risk Manager

    19 hours ago


    Johannesburg, South Africa Communicate Recruitment Full time

    Looking for a talented and driven Model Risk Manager to join our team We are a leading financial institution seeking an experienced Manager with expertise in credit, market risk, and insurance modeling. As the Model Risk Manager you will be responsible for ensuring that all models used by the company are accurate, reliable, and meet regulatory...

  • Data Model Lead

    2 weeks ago


    Johannesburg, Gauteng, South Africa Network Recruitment Full time

    At Network Recruitment, we are seeking an experienced Data Model Lead to join our team as a Credit Risk Expert. As a key member of our credit risk modeling group, you will be responsible for developing and maintaining Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) models.Key ResponsibilitiesDevelop and maintain advanced...


  • Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Job DescriptionAs a Credit Risk Modelling Expert at Network Recruitment, you will be responsible for developing and maintaining Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) models.This role involves leading the end-to-end model development process from data collection to implementation and monitoring, ensuring...


  • Johannesburg, South Africa Network Contracting Full time

    Job Description:We are seeking a detail-oriented Senior Credit Risk Modelling Business Analyst with a background in financial services and financial services products on a 6 months contract basis. This role requires a strategic thinker with 10+ years of experience in analyzing complex business processes, defining problem statements, and delivering practical...


  • Johannesburg, South Africa Network Contracting Full time

    Job Description: We are seeking a detail-oriented Senior Credit Risk Modelling Business Analyst with a background in financial services and financial services products on a 6 months contract basis. This role requires a strategic thinker with 10+ years of experience in analyzing complex business processes, defining problem statements, and delivering practical...


  • Johannesburg, Gauteng, South Africa Network Recruitment Full time

    **Validate and Assess: Model Performance and Regulatory ComplianceFine-tune Models: Collaboration and Continuous ImprovementStay Ahead: Regulatory Updates and Best PracticesAbout the RoleWe're looking for an experienced Credit Risk Model Assurance Analyst/Financial Modeling Validation Specialist to join our dynamic team at Network Recruitment in Cape Town....


  • Johannesburg, South Africa People Source Full time

    Define and lead the credit risk strategy. Ensure seamless and integrated credit risk portfolio management. Deliver business insights and financial analysis. This will include delivery of strategic and tactical reports to enable robust decision making. Design, implement and automate credit analytics. Collate inter-related information and integrate into...


  • Johannesburg, Gauteng, South Africa Network Recruitment Full time

    Credit Risk Model Development:As a Credit Risk Modelling Expert at Network Recruitment, you will be responsible for developing and maintaining credit risk models that support business decisions.Key responsibilities include developing and maintaining Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) models using Moody's Risk...