Risk and Settlement Expert

2 days ago


Johannesburg, Gauteng, South Africa Visa Inc. Full time

We're looking for a seasoned professional to join our CEMEA Risk Management team as a Credit & Settlement Risk Analyst. This role is focused on the Sub-Saharan African region, where you will be responsible for managing and mitigating credit and settlement risks for clients in the area.

This involves comprehensive risk assessment, institutional and sovereign risk research, and collaboration with various stakeholders to support Visa's strategic objectives. You will work closely with internal teams, including Business Development, Strategic Partnership, Operations, Licensing, Legal, and Risk Management departments, as well as other regions and Global Credit Settlement Risk.

Key Responsibilities
  • Monitor and assess credit risks for existing and potential clients, identifying high-risk entities and taking steps to protect Visa while spotting future market leaders.
  • Conduct in-depth research and analysis on institutional and sovereign risks, developing expert knowledge of banking systems and understanding inherent credit and systemic risks.
  • Research countries and banks/companies to assist Visa in expanding its global market presence.
  • Effectively manage stress situations such as client failures and outstanding settlement cases.
  • Compile and analyze complex datasets, producing informative reports using Excel, graphs, pivot tables, and presentations.
  • Establish new clients in our internal risk monitoring tool, analyzing clients' volume trends in various systems to determine appropriate decline/informational alerts.
  • Provide excellent internal customer service to ensure SLAs are met in a timely manner.
  • Support the overall CEMEA Risk Management and Regional Management in achieving specified strategic and operational objectives.
Requirements
  • A bachelor's degree in business, management, finance, accounting, or a related field.
  • 5-7 years of experience in corporate credit analysis, sovereign risk, or financial institutions.
  • Knowledge of the banking, Fintech, and payment industries.
  • Strong written and verbal communication skills.
  • Attention to detail and ability to draw clear conclusions from data.
  • Excellent analytical and problem-solving skills.
  • Ability to manage multiple tasks and focus on results.
  • The ability to work under pressure and handle stressful situations, such as client failures and outstanding settlement cases.
  • Readiness to respond to major risk matters outside regular hours.
  • Excellent interpersonal and collaboration skills, with a professional and mature approach to relationship management.
  • Advanced Microsoft Office skills, particularly in Excel.
  • Proficiency in French is a plus.
About Us

At Visa Inc., we value flexibility and independence, with a strong sense of initiative and creativity. We are looking for a proactive, self-motivated individual who can work collaboratively with the rest of the team, both globally and regionally, to achieve our goals.



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