Financial Product Strategist

2 weeks ago


Johannesburg, Gauteng, South Africa Standard Bank of South Africa Limited Full time

About the Role

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We are seeking an experienced Financial Product Strategist to join our team at Standard Bank of South Africa Limited.

The successful candidate will be responsible for developing and implementing financial product strategies to drive revenue growth and profitability.

Key Responsibilities

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  • Developing and implementing financial product strategies to drive revenue growth and profitability.
  • Analyzing product profitability and understanding lagging and leading indicators within the financial service industry.
  • Defining and implementing product input and exit pricing strategies.
  • Identifying new revenue streams and product efficiencies to drive headline earnings growth.
  • Providing input and guidance on revenue leakage, revenue optimization, revenue mix, and performance metrics.
  • Tracking and forecasting revenue and costs to ensure alignment with budgeted expectations.
  • Driving the product target setting (budgeting) process.
  • Tracking and forecasting origination, closures, pre-payments, cross-sell, dormancy, usage, and product lifecycle trends and influences.
  • Advising product management on key financial drivers that impact product economics.
  • Managing product portfolio financials and regulatory requirements.
  • Analyzing and presenting emerging market trends and associated risks and opportunities.

Requirements

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  • 7-10 years of experience in analyzing product profitability and understanding lagging and leading indicators within the financial service industry.
  • Knowledge and understanding of Vehicle and Asset finance.
  • Experience in cost analysis, credit risk, income management, and capital management.
  • Ability to exert significant influence in Africa Regions.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Ability to work in a decentralized model.

About Us

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Standard Bank of South Africa Limited is a leading bank in South Africa, offering a range of financial products and services to individuals, businesses, and governments. We are committed to excellence and innovation in all aspects of our business.



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