Senior Credit Risk Specialist

7 days ago


Johannesburg, Gauteng, South Africa Standard Bank of South Africa Limited Full time

Job Summary

We are seeking a skilled Senior Credit Risk Specialist to join our team at Standard Bank of South Africa Limited. As a key member of our corporate banking division, you will be responsible for providing expert credit origination, approval, and management services to our clients.

Key Responsibilities

  1. Develop and maintain co-operative relationships with stakeholders in the credit value chain to ensure effective management of allocated portfolios.
  2. Collaborate with country and sector credit managers across regional geographies to provide guidance and ensure alignment with strategy and risk appetite.
  3. Analyze financial strengths and weaknesses of clients to identify potential risks to credit proposals.
  4. Provide expertise on credit procedures, policies, and standards, as well as bank products and facilities that give rise to counterparty credit risk.
  5. Monitor account behavior and identify trends and shifts in credit risk profiles using risk systems.

Requirements

  • Postgraduate degree in Business Commerce, Finance, or Accounting.
  • CA (SA) or CIMA certification.
  • 3-5 years of experience in credit risk management, lending, and derivative products.
  • Strong knowledge of financial markets, global economy, and regional geographies.
  • Demonstrated experience in managing senior-level stakeholders.


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