Senior Credit Risk Manager
2 months ago
TalentCru is seeking a highly skilled and experienced Senior Credit Risk Manager to join our team. As a key member of our credit risk management team, you will be responsible for ensuring the integrity of our clients' portfolios and instilling an effective and appropriate risk management culture.
Key Responsibilities- Conduct thorough and rigorous testing of base case assumptions provided by clients or client-facing teams and provide independent attestation on the merits of the business case.
- Process credit proposals, compile Credit Submission Reports, and disseminate them to Credit Committees.
- Request amendments to proposed terms, such as gearing/leverage requirements, default covenants, cash sweep mechanisms, and tenor increases/decreases.
- Address issues within the credit management cycle, including ensuring annual reviews are undertaken at least annually by CSG and risk grades are updated.
- Proactively assist clients ahead of distress, improve portfolio credit quality, and avoid concentrations to ensure earnings and growth.
- Collaborate with the Legal department to adopt a consistent approach in drafting standardized finance documentation across Group Counterparties.
- Partner with Risk Governance and Portfolio Management to provide insights on client conduct and lessons learned.
- Formulate tools and systems to better service the portfolio and facilitate constructive working relations with internal stakeholders.
- Ensure ongoing compliance with Credit Policy and other relevant regulatory requirements.
- Identify and mitigate project risks, including developing a Project Risk Matrix in conjunction with relevant SBUs.
- CA/B Com postgraduate qualification (or equivalent).
- MBA would be an added advantage.
- 8-10 years of relevant experience in a financial institution.
- Knowledge and understanding of credit and investment risk and associated risks prevalent in financing transactions/projects.
- Portfolio management experience would be an advantage.
- Experience working in a high-level collaborative environment.
- Ability to manage multiple competing priorities while building effective relationships.
- Extremely good writing and presentation skills, particularly to committees.
- Extremely organized and persistent, with drive and determination to achieve.
- Problem Solving
- Business Acumen
- Report writing Skills
- Strong attention to detail and data validity
- Project Management Skills
- Client Insights Focus
- Strong Analytical Skills
- Planning and Organizing
- Solution-minded
- Good Communication Skills
- Self-motivated and self-driven skills
- Coping with Pressures and Setbacks
- Negotiating and influencing
- Interpersonal Skills
-
Senior Credit Risk Manager
2 weeks ago
Sandton, South Africa TalentCru Full timeJob Title: Senior Credit Risk ManagerAs a Senior Credit Risk Manager at TalentCru, you will be responsible for leading the Credit Origination team to deliver high-quality credit risk management solutions to our clients. Your expertise in credit risk assessment, origination, and management will be instrumental in driving business growth and ensuring the...
-
Senior Credit Risk Manager
1 month ago
Sandton, South Africa TalentCru Full timeJob Title: Senior Credit Risk ManagerAt TalentCru, we are seeking a highly skilled Senior Credit Risk Manager to join our team. As a key member of our Credit Origination department, you will be responsible for leading the development and implementation of credit risk management strategies that align with our organization's goals and objectives.Key...
-
Senior Credit Risk Manager
3 weeks ago
Sandton, South Africa TalentCru Full timeJob Title: Senior Credit Risk ManagerAt TalentCru, we are seeking a highly skilled Senior Credit Risk Manager to join our team. As a key member of our credit risk management team, you will be responsible for assessing and managing credit risk across various business segments.Key Responsibilities:Conduct thorough credit risk assessments and evaluations to...
-
Senior Credit Risk Manager
2 months ago
Sandton, South Africa TalentCru Full time{"title": "Credit Risk Manager", "description": "Job SummaryTalentCru is seeking a highly skilled Credit Risk Manager to join our team. As a key member of our Credit Origination unit, you will be responsible for leading the development and implementation of credit risk management strategies to ensure the organization's financial stability and growth.Key...
-
Senior Credit Risk Analyst
5 months ago
Sandton, South Africa Absa Bank Limited Full timeBring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary Manage...
-
Senior Credit Risk Manager
21 hours ago
Sandton, South Africa TalentCru Full timeJob Summary:TalentCru seeks a highly skilled Credit Analyst to join their team. The ideal candidate will have a strong understanding of credit risk management and have experience working in a financial institution.Key Responsibilities:Oversee the origination of deals and manage credit and investment risk at the onboarding stage.Process credit proposals and...
-
Credit Risk Manager
1 week ago
Sandton, South Africa DBSA Full timeKey Responsibilities:The Credit Review Analyst will be responsible for managing a portfolio of high-value and/or high-risk clients, conducting thorough credit evaluations, and assessing the creditworthiness of borrowers. This involves reviewing and analyzing financial data, identifying potential credit risks, and providing recommendations to mitigate these...
-
Senior Credit Risk Manager
3 weeks ago
Sandton, South Africa Jobted ZA C2 Full timeThis is a fixed term contract for 09 months. Responsible for Credit and investment risk assessments within the organisation through: • Processing of credit proposals, compilation of autonomous Credit Submission Reports that form part of the funding applications disseminated to Credit Committees. • Conduct evaluation of assessments that include...
-
Senior Credit Risk Manager
3 weeks ago
Sandton, South Africa Jobted ZA C2 Full timeResponsible for Credit and investment risk assessments within the organisation through: • Processing of credit proposals, compilation of autonomous Credit Submission Reports that form part of the funding applications disseminated to Credit Committees. • Conduct evaluation of assessments that include thorough and rigorous testing of the base...
-
Manager-Credit Risk-Origination
3 months ago
Sandton, South Africa TalentCru Full timeLeadership and management of the team to deliver on the requirements of Credit Risk Origination, ensuring efficiencies in originating new transactions and additional funding to existing clients.andTo partner with the Business Unit in the allocation of resources and/or become part of the core client assessment team with an aim to bring experience, diversity...
-
Manager-Credit Risk-Origination
4 months ago
Sandton, South Africa TalentCru Full timeLeadership and management of the team to deliver on the requirements of Credit Risk Origination, ensuring efficiencies in originating new transactions and additional funding to existing clients. and To partner with the Business Unit in the allocation of resources and/or become part of the core client assessment team with an aim to bring experience, diversity...
-
Manager-Credit Risk-Origination
4 months ago
Sandton, South Africa TalentCru Full timeLeadership and management of the team to deliver on the requirements of Credit Risk Origination, ensuring efficiencies in originating new transactions and additional funding to existing clients.andTo partner with the Business Unit in the allocation of resources and/or become part of the core client assessment team with an aim to bring experience, diversity...
-
Senior Credit Risk Analyst: Resources
3 weeks ago
Sandton, South Africa Absa Bank Limited Full timeEmpowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job...
-
Senior Credit Risk Analyst: Resources
1 month ago
Sandton, South Africa Absa Bank Limited Full timeEmpowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job Summary -...
-
Senior Credit Manager: Cib Risk
5 months ago
Sandton, South Africa Absa Bank Limited Full timeBring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary **Job...
-
Senior Credit Risk Manager
5 months ago
Sandton, South Africa IDC Full time**Job Description** This is a fixed term contract for 09 months.** Responsible for Credit and investment risk assessments within the organisation through: - Preparation of assessments that include thorough and rigorous testing of the base case assumptions provided by the client or client facing teams and provide the necessary independent attestation on the...
-
Senior Credit Risk Manager
2 months ago
Sandton, South Africa IDC Full timeResponsible for Credit and investment risk assessments within the organisation through: - Conduct evaluation of assessments that include thorough and rigorous testing of the base case assumptions provided by the client or client facing teams and provide the necessary independent attestation on the merits of the business case. - Where necessitated,...
-
Environmental Credit Risk Manager
5 months ago
Sandton, South Africa Absa Bank Limited Full timeEmpowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...
-
Senior Credit Risk Specialist
2 weeks ago
Sandton, South Africa Fempower Personnel Full timeRole Summary:To perform detailed quantitative and qualitative credit analysis and insightful reporting with recommendations for Fempower Personnel. In addition, contribute to the management of the company's Credit Risk by providing information and analytical support for the effective monitoring and control of risk exposure.Key Responsibilities:Lead the...
-
Senior Credit Risk Manager
2 months ago
Sandton, South Africa Adzuna ZA B C2 Full timeThis is a fixed term contract for 09 months.Responsible for Credit and investment risk assessments within the organisation through:• Processing of credit proposals, compilation of autonomous Credit Submission Reports that form part of the funding applications disseminated to Credit Committees.• Conduct evaluation of assessments that include...