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Credit Risk Specialist

1 week ago

Randburg, Gauteng, South Africa Fnb South Africa Full time

Job Title: Credit Risk Specialist

About the Role

We are seeking a highly skilled Credit Risk Specialist to join our team at Fnb South Africa. As a key member of our financial services team, you will be responsible for analysing credit data to estimate the degree of risk in extending credit or lending money.

You will consult with management to assist in corporate planning and achieve year-on-year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio.

  • Achieve cost efficiencies by managing costs/expenses within approved budget.
  • Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions.
  • Build and maintain relationships with internal business partners.
  • Maintain expert knowledge on relevant legislative amendments, industry best practices and provide proactive advice and solutions to stakeholders.
  • Maximise cross-sell opportunities through credit assessment and client portfolio analysis.
  • Ensure average approval turnaround time against target to retain clients.
  • Comply with governance in terms of legislative and audit requirements.
  • Manage personal development to increase own skills and competencies.