Strategic Credit Finance Professional

2 weeks ago


Johannesburg, Gauteng, South Africa Isilumko Staffing Full time

At Isilumko Staffing, we are seeking a highly skilled Strategic Credit Finance Professional to join our client's team on a full-time basis. This is an office-based role located in Sandton, offering a competitive salary package and excellent opportunities for career growth.

Job Overview

  • The successful candidate will be responsible for conducting thorough financial and risk analysis to inform credit decisions.
  • You will work closely with stakeholders to prepare and present credit applications, ensuring that all necessary information is captured.
  • A key aspect of this role is the capture of credit rating model data and the development of credit planning strategies.

Key Responsibilities

  • Conduct financial and risk analysis to support credit decision-making.
  • Prepare and present credit applications to internal stakeholders.
  • Capture and maintain accurate credit rating model data.
  • Develop and implement credit planning strategies to drive business growth.
  • Manage post-loan processes to ensure timely resolution and optimal customer satisfaction.
  • Foster strong relationships with international and local stakeholders to achieve business objectives.
  • Identify and mitigate risks associated with credit operations.
  • Draft annual departmental customer strategy to drive sales growth.
  • Work collaboratively with colleagues to achieve branch targets and contribute to business success.
  • Assist with ad-hoc projects as required to support business needs.
  • Participate in marketing initiatives to promote business growth.
  • Develop new business opportunities through proactive relationship-building and networking.
  • Cross-sell products and services to existing customers to increase revenue.

Requirements

  • Matric certification or equivalent.
  • Degree or diploma in Business-related field (e.g., finance, accounting, business administration).
  • Minimum 5-10 years' experience in banking or financial services, with a strong understanding of credit operations.
  • Excellent English communication skills, both written and verbal.
  • Strong computer literacy, including proficiency in relevant software applications.
  • Excellent administrative skills, with attention to detail and ability to multitask.
  • Negotiation and conflict resolution skills.
  • Able to work effectively under pressure, managing multiple priorities and deadlines.
  • Willingness to travel up to 25% of the time, as required.
  • Highly ethical and integrity-driven, with a clear credit record and good ITC/Crim status.
  • A strong track record, with satisfactory reference checks a requirement.

Salary Range: R600,000 - R900,000 per annum, depending on experience.



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