Strategic Credit Finance Professional
2 weeks ago
At Isilumko Staffing, we are seeking a highly skilled Strategic Credit Finance Professional to join our client's team on a full-time basis. This is an office-based role located in Sandton, offering a competitive salary package and excellent opportunities for career growth.
Job Overview
- The successful candidate will be responsible for conducting thorough financial and risk analysis to inform credit decisions.
- You will work closely with stakeholders to prepare and present credit applications, ensuring that all necessary information is captured.
- A key aspect of this role is the capture of credit rating model data and the development of credit planning strategies.
Key Responsibilities
- Conduct financial and risk analysis to support credit decision-making.
- Prepare and present credit applications to internal stakeholders.
- Capture and maintain accurate credit rating model data.
- Develop and implement credit planning strategies to drive business growth.
- Manage post-loan processes to ensure timely resolution and optimal customer satisfaction.
- Foster strong relationships with international and local stakeholders to achieve business objectives.
- Identify and mitigate risks associated with credit operations.
- Draft annual departmental customer strategy to drive sales growth.
- Work collaboratively with colleagues to achieve branch targets and contribute to business success.
- Assist with ad-hoc projects as required to support business needs.
- Participate in marketing initiatives to promote business growth.
- Develop new business opportunities through proactive relationship-building and networking.
- Cross-sell products and services to existing customers to increase revenue.
Requirements
- Matric certification or equivalent.
- Degree or diploma in Business-related field (e.g., finance, accounting, business administration).
- Minimum 5-10 years' experience in banking or financial services, with a strong understanding of credit operations.
- Excellent English communication skills, both written and verbal.
- Strong computer literacy, including proficiency in relevant software applications.
- Excellent administrative skills, with attention to detail and ability to multitask.
- Negotiation and conflict resolution skills.
- Able to work effectively under pressure, managing multiple priorities and deadlines.
- Willingness to travel up to 25% of the time, as required.
- Highly ethical and integrity-driven, with a clear credit record and good ITC/Crim status.
- A strong track record, with satisfactory reference checks a requirement.
Salary Range: R600,000 - R900,000 per annum, depending on experience.
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