Financial Services Analyst
6 days ago
We are looking for a skilled Financial Services Analyst to join our team. As a key member of our banking team, you will be responsible for managing the credit risk associated with our existing portfolios.
Job Overview:The ideal candidate will have extensive experience in credit analysis and a proven track record of identifying potential risks and opportunities.
Key Responsibilities:- Credit Policy Management:
- Develop and implement credit policies that align with the bank's overall strategy.
- Identify and prioritize cross-sell opportunities to drive business growth.
- Conduct thorough credit assessments to determine the viability of new business proposals.
- Client Service Management:
- BUILD STRONG RELATIONSHIPS WITH CLIENTS BY UNDERSTANDING THEIR BUSINESS NEEDS AND PROVIDING TIMELY GUIDANCE AND RECOMMENDATIONS.
- DEVELOP THE SKILLS OF CLIENT SERVICE TEAM MEMBERS TO ENHANCE EXTERNAL CLIENT SATISFACTION.
- MIN 3 YEARS' CREDIT ANALYSIS EXPERIENCE IN ASSESSING CREDITWORTHINESS OF CURRENT AND PROSPECTIVE CLIENTS.
- MIN 3 YEARS' BUSINESS BANKING EXPERIENCE IN EVALUATING CURRENT AND PROSPECTIVE CLIENTS' FINANCIAL STATEMENTS AND CREDIT REPORTS TO DETERMINE THEIR ABILITY TO HONOR DEBT OBLIGATIONS.
- NQF LEVEL 6 OR HIGHER IN A FINANCIAL MANAGEMENT, ACCOUNTING, OR ANALYSIS-RELATED FIELD.
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