Financial Expert

4 days ago


Nelspruit, Mpumalanga, South Africa Fempower Full time

Fempower is a leading financial institution committed to driving transformation and sustainable growth within the commercial and agricultural finance sector.

Key Responsibilities:
  • We are seeking an experienced Financial Expert to play a pivotal role in credit risk assessment and financial solutions for key clients.
  • The ideal candidate will work on diverse credit applications, including commercial and transformation finance.
  • This position involves engaging with high-value transactions that impact South Africa's agricultural and commercial sectors.
  • The successful candidate will enjoy a dynamic, fast-paced environment that values strategic thinking and problem-solving.
Responsibilities:
  1. Conduct thorough credit assessments, including financial analysis, trend evaluation, and risk mitigation.
  2. Present bankable solutions to support sustainable business growth for our clients.
  3. Perform comprehensive collateral analysis, loan structuring, and credit risk management.
  4. Ensure compliance with credit policies, NCA, CPA, FICA, and risk regulations.
  5. Collaborate with stakeholders, operations teams, and credit committees to streamline the credit process.
  6. Manage a portfolio of clients, performing annual credit reviews and loan restructuring.
  7. Provide expert guidance on deal structuring and financing solutions for commercial clients.
Requirements:
  • A 3-year tertiary qualification in Commerce (Accounting, Agri-Economics, or Credit Management preferred).
  • At least 3 years of experience in credit risk assessment, deal structuring, and financial analysis.
  • Strong credit assessment and financial modelling skills.
  • In-depth understanding of risk management principles and credit compliance.
  • Experience in commercial lending, agricultural finance, or business banking.
  • Proficiency in Microsoft Office and compliance management tools.
  • Knowledge of primary and secondary agricultural sector finance.


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