Financial Analyst

3 weeks ago


Sandton, Gauteng, South Africa PMG Recruitment Full time

About the Role

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We are seeking an experienced Financial Analyst to join our team as a Loan Portfolio Manager. The successful candidate will be responsible for managing loan portfolios, ensuring accuracy of loan drawdown repayment calculations and balance sheet reconciliations.

Key Responsibilities:

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  • Manage loan portfolios for various companies within the group;
  • Ensure accuracy of loan drawdown repayment calculations, including interest on arrears, early settlements, and detailed amortisations;
  • Perform balance sheet reconciliations related to customer accounts;
  • Generate invoices and credit notes;
  • Customer (borrowers) payment allocations and loan reconciliations;
  • Sending invoices with statements and payment reminder emails to customers;
  • Preparation and loading of debit orders;
  • Management and resolution of unpaid obligations;
  • Resolving customer queries;
  • Work with the company's internal Legal Team on defaulting customers;
  • Ad Hoc assignments;
  • Performing accounting functions, including journals, VAT calculations and reconciliations, balance sheet reconciliations, balancing intercompany loan accounts, cash flow management, checking/preparing bank reconciliations daily, loading banking transactions, audit assistance, prepare audit packs and liaise with auditors, ad hoc tasks.

Requirements

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  • Bachelor of Commerce (Accounting as a major and Finance as a subject) or equivalent tertiary qualification;
  • Minimum of 5 years experience in an accounting/bookkeeping role;
  • Experience with loans, leases and amortisations, NPV or a sound conceptual understanding of loan and leasing calculations, amortisations and NPV;
  • Experience on Microsoft 365, Xero, Microsoft Teams, and Standard Bank Business online an advantage;
  • Excel Above-average;
  • Analytical mind, organized, precise and meticulous;
  • Techno Savvy;
  • Good communicator (verbal and written);
  • Meticulous & precise (attention to detail);
  • Ability to listen, interpret and understand;
  • Conscientious with follow-up & feedback;
  • Trustworthy and dependable;
  • Problem solver;
  • Strong team player;
  • Take initiative and responsibility;
  • Managing own time efficiently;
  • Self-awareness;
  • Listen, interpret and understand;
  • Curiosity with constant holistic learning;
  • Someone who wants to make a contribution to South Africa and assist SMEs.

What We Offer

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  • Market-related salary based on experience;
  • Company benefits (medical aid, provident fund, etc).


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