Senior Financial Analyst

3 days ago


Cape Town, Western Cape, South Africa MECS Africa Full time
Job Description:

A challenging opportunity has arisen for an experienced Senior Credit Analyst to join MECS Africa in Milnerton, Cape Town.

Key Responsibilities:
  • Credit Review and Analysis: Obtain financial statements, credit agency reports, and other pertinent information relating to customers for comprehensive credit reviews.
  • Business Plan Assessment: Sanction and assess business plans of new Retail clients.
  • Risk Assessment and Management: Perform risk assessment of new and existing customers through the evaluation of the credit life cycle, including quantitative and qualitative analysis of customer data, historic financial performance, forecasted cash flows, competitive positioning, inherent micro/macro risks, and other relevant factors.
  • Account Handling and Stakeholder Management: Provide outcomes and recommendations considering customer value proposition in respect of credit risk/profitability reward within the relevant Service Level Agreement on Corporate and Retail.
  • Compliance and Sanctioning: Oversee account handling, stakeholder management, reporting, compliance, and sanctioning.
Requirements and Qualifications:
  • Professional Qualification: CA(SA) or equivalent qualification, or more than 10 years Corporate Credit Experience.
  • Industry Experience: Prior experience with credit management functions as a Sanctioner/Credit mandate is highly preferred. Supervising teams (5 years) is also preferred.
  • Technical Skills: Fully conversant with IFRS standards (IFRS9) and other regulatory standards relating to credit functions. Proficient in Microsoft Office, Advanced Excel skills, SAP4Hana.


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