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Credit Risk Analyst Professional
1 week ago
Job Overview:
This role offers an exciting opportunity to work in the Risk and Analytics department, enhancing company performance by providing information, analyses, reports, and technical support for the development and implementation of data-driven credit risk strategies.
- Demonstrated strategic contribution is essential, along with a broad range of experience in consumer credit within a Credit Risk analytics environment.
Key Skills and Qualifications:
Requirements:
- A relevant post-graduate degree with mathematical or statistical-oriented subjects is preferred.
- A Business Science Degree/B.Com Degree or equivalent is required.
- You should have 8+ years' experience in consumer credit (within a Credit Risk analytics environment) with demonstrated ability to implement solutions based on findings from analytical projects.
- An understanding of the credit life cycle is crucial.
- Revolving store card or credit card experience is advantageous.
- You must be able to work efficiently under pressure and within structured and unstructured parameters.
- Predictive Analytics experience with a highly numerate background is advantageous.
- You must be able to monitor models and report back to the board.
- Assisting in growing the team with relevant support, training programs, and being seen as a mentor is important.
- A high attention to detail driving a need for 100% accuracy is essential.
- A high level of integrity and confidentiality is necessary.
- Experienced user of Microsoft Office suite (Excel, PowerPoint, Word) is required.
- Experience in SAS (base and/or Enterprise Guide and/or SAS Viya) is extremely advantageous SAS Sequel/SAS Python.
Responsibilities:
Accountabilities:
- Assist the team in achieving a balanced credit portfolio by accurately forecasting expected results.
- Develop and implement champion/challenger customer strategies that deliver performance in line with Board expectations.
- Monitor portfolio performance and ensure book performance meets pre-defined KPIs by proactively proposing changes.
- Investigate data integrity issues, test assumptions, and validate analytical results, ensuring accuracy of findings.
- Undertake analysis to determine the impact of strategy changes to areas of application and account management strategies.
- Present ideas via reports and presentations, outlining findings and making recommendations for improvements to senior stakeholders.
- Forecasting and monitoring implemented strategies using statistical techniques.
- Project manage the implementation of strategy changes into live systems.
- Credit professional with experience in IFRS9, credit strategy rules, risk registers.
Key Performance Indicators:
Please submit your CV if you meet the above criteria.
Job FeaturesJob Category: Risk Analyst