Senior Credit Portfolio Manager

3 days ago


Sandton, South Africa Capitec Bank Full time

Company Overview

Capitec Bank is a leading financial institution dedicated to providing innovative banking solutions to its customers.

Job Description

We are seeking an experienced Senior Credit Portfolio Manager to join our team in Business Bank. As a key member of our leadership team, you will be responsible for evaluating and managing credit risks within allocated portfolios.

Required Skills and Qualifications

  • Bachelor's Degree in Accounting - Financial Accounting or Credit Management
  • At least 3 years' experience at Senior Management Level
  • 7 years Credit Management experience, within the Commercial and Business markets

Responsibilities

  1. Evaluate and manage credit risks within allocated portfolios
  2. Lead, drive and inspire a team of Credit and Senior Credit Managers
  3. Integrate and manage the credit function to ensure quality of credit risks across regions aligns with Bank's risk appetite
  4. Evaluate, manage and monitor complex and high-value portfolios

Knowledge

  • Commercial, business and financial principles and practices
  • People Management
  • Change Management
  • Project Management
  • Governance and risk management principles
  • Business processes, policies and systems
  • Application of relevant credit and risk legislation in an organisation
  • Impact of regulatory bodies on the functioning of an organisation


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