Credit Risk Strategist
1 month ago
About the Role
We are seeking an experienced Credit Risk Strategist to join our team at Investec. This is a challenging and rewarding role that will involve working closely with our risk management team to develop and implement strategies to manage credit risk.
Key Responsibilities:
- Data Analysis and Management: We need someone who can collect, clean, and preprocess large datasets from various sources, including internal and external databases. They will also be responsible for maintaining and updating databases that track exposure levels across different segments and asset classes.
- Credit Risk Assessment/Analysis: The successful candidate will prepare regular and ad-hoc views or reports on credit portfolio performance, risk exposures, and concentration risk for management review and decision-making.
- Reporting and Visualisation: We require someone who can create regular and ad-hoc reports or views on credit portfolio performance and risk exposures using tools such as Power BI.
- Regulatory Compliance: The Credit Risk Strategist must ensure that all credit analysis processes comply with relevant regulations and internal policies.
- Collaboration: Strong interpersonal skills are essential for this role, as the successful candidate will need to collaborate with business, IT, and credit decisioning teams to interpret relevant business information and inform views to drive credit decisions.
- Continuous Improvement: We are looking for someone who stays updated on industry trends, regulatory changes, and best practices pertaining to credit concentration and other related credit risks.
Requirements:
- Postgraduate degree in quantitative risk management, quantitative analysis, data science, or a related field.
- At least 6-8 years of experience in a quantitative or coding role with a good understanding of banking principles specifically credit and data analytics.
- Strong analytical mindset with the ability to interpret complex data and identify trends.
- Good understanding of credit principles, financial statements, and credit risks and Regulations.
- Data modeling and analytics skills.
- Computer literacy (MS Word, MS PowerPoint, STRONG Excel, VBA, and PowerBI).
- Proficiency in SQL, SAS, and Python for data extraction, manipulation, and analysis of large datasets.
- Excellent communication and presentation skills, capable of conveying intricate data insights to diverse audiences.
- Detail-oriented with strong organisational skills and the ability to manage multiple priorities effectively, comply with deadlines.
- Team-orientated with strong interpersonal skills, fostering collaboration across functions.
Compensation Package:
We offer a competitive salary of £60,000 - £80,000 per annum, depending on experience, plus additional benefits, including health insurance, retirement savings plan, and generous paid time off.
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