Manager: Credit Risk Appetite
5 days ago
**Requisition Details & Talent Acquisition Contact**
- REQ 120568- Tshego Semenya**Cluster**
- Group Risk**Career Stream**
- Credit Management
**Leadership Pipeline**
- Manage Managers
**Position**
- Manager: Credit Risk Appetite & Portfolio**Job Purpose**
- Enable the bank to achieve its strategic objectives through risk appetite management and active credit portfolio management.**Responsibilities**:
- Develop and maintain guideline frameworks and policies for setting Credit Risk Appetite thresholds for the bank.
- Review, check, and challenge proposals by business units to revise risk appetite thresholds, in line with NBG strategy.
- Involvement in the assessment challenge of the Group’s thee-year Credit Risk management plan and/or forecast.
- Regular monitoring and reporting of key risk appetite metrics to credit committees.
- Analysis of portfolio credit quality to inform management action.
- Identify opportunities to improve credit RWA optimisation.
- Review credit strategy and reporting in accordance with industry best practices.
- Interpret regulatory reforms and assess the impact on credit risk parameters, processes, results and reporting.
- Research into peer banks' credit strategy and analysis of growth to benchmark Nedbank's strategic credit initiatives.
- Provide trend analysis and assurance on portfolio movements.
- Communicate insights and results to relevant committees / forums to facilitate improved measurement and management of risk.
- Contribute to a high-performance team culture and continuous improvement via collaboration, knowledge sharing, mentoring, sprint planning and retrospectives, daily scrums, and project participation.
- Stay abreast of developments in your field of expertise, ensuring personal and professional growth.
- Understand and embrace the Nedbank vision and values, and lead by example.
**Minimum Experience Level**
- 5+ years risk analytics and reporting.
**Essential Qualifications - NQF Level**
- Advanced Diplomas/National 1st Degrees
**Preferred Qualification**
- Bachelor’s degree in Mathematics/Statistics/Econometrics/Engineering/Commerce with relevant experience
- Relevant post-graduate quantitative qualification
**Preferred Certifications**
- FRM/PRM/CA(SA)
**Technical / Professional Knowledge**
- Business administration and management
- Change management
- Client service management
- Financial Accounting Principles
- Governance, Risk and Controls
- Organisational behaviour theory
- Principles of project management
- Relevant regulatory knowledge
- Strategic planning
- Management information and reporting principles, tools and mechanisms
- For any assistance or more info please contact the Nedbank Recruiting Team
+27 860 555 566
- Eswatini- 061 295 2155 / 061 129 2036- Lesotho- 061 295 2155 / 061 129 2036- Namibia- 0860 275 622 / Option 3- Zimbabwe
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