Agriculture Specialist: Origination

Our client in the Financial space is looking for an Agriculture Specialist : Origination to join their team in Polokwane,

**Requirements**:

- A relevant 3 year qualification in Agriculture or an equivalent
- 5 years experience in Agricultural Extension Services or
- 5 years experience in Agricultural businesses, a Co-op, or similar organisations
- Microsoft Office
- Knowledge / Experience of financial and business analytical principles, tools and systems
- Property Valuation Principles
- Agricultural Economics
- Risk Management Principles
- Lending / Credit Assessment Principles

**Responsibilities**:

- Provide specialist support to Commercial Bankers to enable the structuring of appropriate financial solutions and feasible transactions.
- Complete and submit detailed reports as part of a comprehensive assessment of potential business transactions, including
- As part of the assessment process, undertake amongst others:

- Determine the development phase of the farming venture and conditions of the infrastructure, management skills, topography, accessibility, development potential of the farm, grazing component and carrying capacity and any other relevant general conditions.
- Responsible for conducting the required valuation of the entity’s assets through an on-site visit to the business property to evaluate the viability of financing customers, based on the strength of their assets.
- Inspect crops on the land and calculate the net realisation and impact on financial position.
- Determine the realisable value movable assets Identify and locate security offered.
- Determine the value of buildings and other improvements and contribution towards production value
- Calculate the production value and related loan value based on the information gathered.
- Determine justification of applicants’ financing requests.
- Make recommendations regarding the merit of financing requests, the appropriate terms and conditions
- Collect, process, and package information within the allocated area of responsibility, including amongst others, the determination of the following:

- Market value of property
- Production costs
- Establishment costs
- Profit margins
- Produce prices
- Market trends
- Economic patterns
- Potential of land

For more information please contact:
**Janice Wagner