Foreclosure Consultant

**General**:
**Job Title**
- Foreclosure Consultant**Job Category**
- Legal**Location**
- Kwa-Zulu Natal**Employment Type**
- Permanent**Area**
- Durban**Bee status**
- Include All**Salary**
- Market Related**Min Salary**
- Not Set**Max Salary**
- Not Set**Expiry Date**
- 31st March 2023**Deadline Date**
- 31st March 2023**Experience**
- Experience Required**Introduction**:
A well-known financial services company based in Durban is looking to appoint an Admitted Attorney with Foreclosure experience for their legal team

**Description**:
Key Responsibilities

Handle all arrear accounts transferred to the Foreclosure Team and where it is necessary, to institute legal action using approved attorneys on the panel

Negotiating with clients regarding their arrears

Ability to work with accounts where legal action has commenced

Interaction on a daily with attorneys via telephone, letters, and E-mail

Diarizing accounts for follow up on diary dates or sooner if the need arises

Attending to ITC and Deeds Office enquiries where necessary

Identify trigger accounts and maintain constant follow ups to reduce NPLS and avoid breach of triggers Identify High risk and High balance accounts and action within agreed turnaround times

Preparing the minimum bid figures and advising the attorneys attending the sale of what the reserve price is

Dealing with a matter, with a view to normalize the account as soon as possible and if not possible to bring the matter to finality within the shortest space of time and with the mínimal cost and loss implication

Be proactive and strategic in risk and compliance management by complying with all relevant legislation in Loss Control and continue to position risk and compliance as a critical business management pillar

All action to be taken within agreed mandates, policies, and procedures

Ensure all communications, including written and verbal, are always of a professional standard

Meticulous file management and updating the system with record to any action or follow up attended to on an account

To endeavor to make the company's provision for bad debt the best in the financial sector

**ADDITIONAL TASKS**:
As set out above, these are specifically the tasks that are indicated in this job description; however, the list is not exhaustive and unlimited. We do reserve the right to instruct the consultant to attend to any additional tasks or functions which may arise in the future, or which may be incidental and ancillary to those already mentioned

**Alignment to business driver/strategy**

Low-cost servicer and originator: providing a quick and efficient service in the department

Ensure improved productivity and business efficiencies

Alignment to the philosophy and delivery of amazing service

To proactively contribute to the profitability of the company, by effectively managing the arrears book and minimize losses

**Education Profile**:
**Education**

LLB (Law Degree)

Admitted Attorney

**Experience**:
2 to 3 years of related legal experience and knowledge.

**Preferred**:3 to 4 years' experience within related legal fields

**Generic Competencies**:
Ability to make sound business decisions

Empathy

Assertiveness

Systemic thinking

Confidence

Ability to work under pressure

Stress management

Organizing

Conflict management

Target driven

Prioritize

Attention to Detail

Accuracy

Self-managed

Methodical and organized

**Technical Competencies**:
Numeracy

Excellent written and verbal communication skills

Computer literacy - MS Office and Excel

Client service

Logical and analytical thinking

Sound reasoning and judgement

Attention to detail

Business writing skills

Strong and sound decision making

Business acumen

Problem solving

Effective time management and prioritisation

Technical legal competencies

**Application Instructions**:
**Contact Details**:
**Contact Name**
- Jeraleen**Contact Phone