Credit Analyst-1
3 weeks ago
Job Description
To analyse credit data to estimate degree of risk in extending credit or lending money
Consults with management to assist in corporate planning
- Credit and financial assessments of commercial business customers
- Adhere to negotiated service levels and turnaround times in support of business strategy.
- Presenting credit submissions at credit forums
- Ability to effectively prioritise and organise workflow.
- Customer and results driven.
- Make informed credit decisions.
- build and maintain relationships with internal / external business partners.
- Responsible for making credit decisions.
- Keep abreast with what’s happening within the marketplace and more specifically with regards to process and credit policy
- To facilitate and monitor adherence to service guarantee times.
- Resolve any credit issues and process problems/challenges with Pay-outs and other internal business partners.
- Escalate to manager any credit issues with products/processes/ standards.
- Engages in activities for own development.
- Ensures customer service solutions are aligned to the operational business plan.
- Develops and leverages cooperative credit risk stakeholder relationships and networks.
- Contributes to cost efficiencies.
- Contributes to teamwork.
- Ensures operational excellence through the delivery of work processes according to defined quality standards.
- Liaises with internal and external stakeholders and support functions.
Minimum Requirements:
- Preferred Qualification - Bachelor's Degrees and Advanced Diplomas: Business, Commerce and Management/ Finance
- 4 Years banking/ credit experience will be an advantage
Job Details
Application Closing Date
08/02/24
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