Credit Analyst-1

3 weeks ago


Durban, South Africa FirstRand Full time

Job Description

To analyse credit data to estimate degree of risk in extending credit or lending money

Consults with management to assist in corporate planning
- Credit and financial assessments of commercial business customers
- Adhere to negotiated service levels and turnaround times in support of business strategy.
- Presenting credit submissions at credit forums
- Ability to effectively prioritise and organise workflow.
- Customer and results driven.
- Make informed credit decisions.
- build and maintain relationships with internal / external business partners.
- Responsible for making credit decisions.
- Keep abreast with what’s happening within the marketplace and more specifically with regards to process and credit policy
- To facilitate and monitor adherence to service guarantee times.
- Resolve any credit issues and process problems/challenges with Pay-outs and other internal business partners.
- Escalate to manager any credit issues with products/processes/ standards.
- Engages in activities for own development.
- Ensures customer service solutions are aligned to the operational business plan.
- Develops and leverages cooperative credit risk stakeholder relationships and networks.
- Contributes to cost efficiencies.
- Contributes to teamwork.
- Ensures operational excellence through the delivery of work processes according to defined quality standards.
- Liaises with internal and external stakeholders and support functions.

Minimum Requirements:

- Preferred Qualification - Bachelor's Degrees and Advanced Diplomas: Business, Commerce and Management/ Finance
- 4 Years banking/ credit experience will be an advantage

Job Details

Application Closing Date

08/02/24


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