Foreclosure Consultant

Handle all arrear accounts transferred to the Foreclosure Undefended Team at Foreclosures and where it is necessary, to institute legal action using approved attorneys on the SA Home Loans panel.
- Negotiating with clients regarding their arrears.
- Ability to work with accounts where legal action has commenced.
- Interaction on a daily basis with attorneys via telephone and E-mail and internal systems.
- Diarizing accounts for follow up on diary dates or sooner if the need arises.
- Attending to ITC and Deeds Office enquiries where necessary.
- Identify trigger accounts and maintain constant follow ups to reduce NPLS and avoid breach of triggers. Identify High risk and High balance accounts and action within agreed turnaround times.
- Preparing the minimum bid figures and advising the attorneys attending the sale of what the reserve price is.
- Dealing with a matter, with a view to normalize the account as soon as possible and if not possible to bring the matter to finality within the shortest space of time and with the mínimal cost and loss implication.
- Be proactive and strategic in risk and compliance management by complying with all relevant legislation and continue to position risk and compliance as a critical business management pillar.
- All action to be taken within agreed mandates, policies and procedures.
- Ensure all communications, including written and verbal, are of a professional standard at all times.
- Meticulous file management and updating the system with record to any action or follow up attended to on an account.
- To endeavour to make SA Home Loans provision for bad debt the best in the financial sector.

**Job Types**: Full-time, Permanent

Ability to commute/relocate:

- Durban, KwaZulu-Natal: Reliably commute or planning to relocate before starting work (required)

Application Question(s):

- Are you an Admitted Attorney?

**Education**:

- Bachelors (preferred)

**Experience**:

- legal experience and knowledge: 3 years (required)