Credit Assessor

2 weeks ago

Johannesburg, South Africa Nedbank Full time

**Req Number**
- 127337**Closing Date**
- 13 July 2023**Location**
- Sandton**Cluster**
- Total Bus Banking and Retail**Job Purpose**
- To assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy.

**Responsibilities**:

- Review existing portfolio to ensure alignment with bank's credit policy and to identify cross-sell opportunities by gathering and analysing relevant information.
- Achieve targets by using management information systems to measure performance.
- Support the achievement of service level agreement standards by understanding client needs, providing guidance and recommendations and responding timeously.
- Contribute to external client satisfaction by sharing knowledge and developing skills of client service team members and other stakeholders.
- Build relationships with internal stakeholders by attending meetings and supporting their strategies.
- Manage risk by monitoring reports, including excess report, within expected timeframes, identifying potential risks and taking corrective action to ensure risk compliance.
- Measure compliance, identify risk and make recommendations for achieving compliance by using current information and other resources available.
- Monitor covenant's by obtaining latest financial information, measuring compliance and reporting breaches.
- Sign off conditions of approval within required timeframes by checking the information called for.
- Verify that security is in place by gathering all required information.
- Ensure Nedbank Group Rating requirements are met, including Basel, and Moody's, by reviewing accounts and identifying risks.
- Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters, websites and attending sessions.
- Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.
- Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
- Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed, experience practiced and certifications obtained and/or maintained within specified time frames.
- Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.)
- Participate and support corporate social responsibility initiatives for the achievement of key business strategies.
- Identify and recommend opportunities to enhance processes, systems and policies and support implementation of new processes, policies and systems.
- Essential Qualifications - NQF Level- Matric / Grade 12 / National Senior Certificate
- Preferred Qualification- NQF Level 5 or 6 qualification (Degree or diploma) that includes accounting.- Depending on the business unit, an appropriate NGF Level 4 or 5 qualification e.g a certificate or diploma in property management may be an advantage.- Minimum Experience Level- If no tertiary qualification: minimum 3 years experience gained in a similar role in a financial environment.**Technical / Professional Knowledge**
- Administrative procedures and systems
- Banking procedures
- Data analysis
- Governance, Risk and Controls
- Relevant regulatory knowledge
- Business writing skills
- Industry specific knowledge
- Knowledge of financial markets
- Nedbank vision and strategy
- Relevant Nedbank Human Resources policies and practices
- Behavioural Competencies- Adaptability
- Communication
- Continuous Learning
- Collaborating
- Decision Making
- Stress Tolerance
- Driving for results
- Managing Work
- **_Please contact the Nedbank Recruiting Team at +27 860 555 566_

  • Credit Assessor

    1 month ago

    Johannesburg, South Africa Nedbank Full time

    **Job Classification** - 130333- Closing Date- 29 December 2023- Location- Sandton- Talent Acquisition Consultant- Poppy Mlotshwa**Job Purpose** - To assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy. **Responsibilities**: - Review existing portfolio to ensure alignment with bank's credit...

  • Credit Assessor

    1 month ago

    Johannesburg, South Africa Nedbank Full time

    **Req Number** - 125319**Closing Date** - 26 April 2023**Location** - Sandton**Cluster** - MFC**Job Purpose** - To assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy. **Responsibilities**: - Review existing portfolio to ensure alignment with bank's credit policy and to identify cross-sell...

  • Snr Credit Assessor

    1 month ago

    Johannesburg, South Africa Nedbank Full time

    **Req Number** - 125314**Closing Date** - 26 April 2023**Location** - Gauteng - Sandton**Cluster** - MFC**Job Purpose** - To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank.**Responsibilities**: - Validate client and supporting information by assessing the contents of the...

  • Jnr Credit Assessor

    1 month ago

    Johannesburg, South Africa Nedbank Full time

    **Req Number** - 125318**Closing Date** - 26 April 2023**Location** - Gauteng - Sandton**Cluster** - MFC**Job Purpose** - To assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy. **Responsibilities**: - Review existing portfolio to ensure alignment with bank's credit policy and to identify...

  • Credit Assessor

    1 month ago

    Johannesburg, South Africa Isilumko Staffing Full time

    One of the TOP banks in S.A. is looking for an experienced individual from the banking sector with credit assessment experience and a NQF 5 Banking certificate or RE 5 to join their team on a 3-month contract in the New Year. Responsibilities:Obtaining KYC documents from clients for their credit card application Conducting credit risk assessmentPerform...

  • Credit Assessor

    1 month ago

    Johannesburg, South Africa Isilumko Staffing (JHB) Full time

    One of the TOP banks in S.A. is looking for an experienced individual from the banking sector with credit assessment experience and a NQF 5 Banking certificate or RE 5 to join their team on a 3-month contract in the New Year. Responsibilities:Obtaining KYC documents from clients for their credit card application Conducting credit risk assessmentPerform...

  • Short Term Insurance Claims Consultant

    7 days ago

    Johannesburg, South Africa Ultra Personnel Full time

    Matric and RE5 Minimum of 3 years short term claims experience You will attend to motor and non-motor claims Experience with personal and commercial lines claims Reliable transport Relevant NQF 4 or NQF 5 qualification within the financial industry (120 credits) Personal lines and commercial lines class of business certificate, if applicable Registration and...

  • Short-term Insurance Claims Consultant

    1 month ago

    Johannesburg, South Africa Ultra Personnel Full time

    Matric and RE5 is essential Minimum of 3 years experience as a Claims Administrator / Consultant Motor and non-motor claims experience is required Experience with personal and commercial lines claims Reliable transport Relevant NQF 4 or NQF 5 qualification within the financial industry (120 credits) Personal lines and commercial lines class of business...

  • Junior Claims Consultant

    3 days ago

    Johannesburg, South Africa Marvel Placement Consultants Full time

    **Junior Claims Consultant** **Minimum Requirements**: - Matric. - Essential: FAIS qualification. - Essential: Regulatory Exams: RE5. - Minimum of 5 years of claims experience. - Experience with relevant Claims Systems (Cardinal 360, CIMS or Flexi) - Proficient in Microsoft Office and Advanced Excel. - Knowledge of insurance practices, markets, and...

  • Junior Claims Consultant

    3 days ago

    Johannesburg, South Africa Adzuna ZA B C2 Full time

    Minimum Requirements:Matric.Essential: FAIS qualification.Essential: Regulatory Exams: RE5.Minimum of 5 years of claims experience.Experience with relevant Claims Systems (Cardinal 360, CIMS or Flexi)Proficient in Microsoft Office and Advanced Excel.Knowledge of insurance practices, markets, and competitors.Binder experience.Roles and Responsibilities:Claims...

  • Junior Claims Consultant

    2 days ago

    Johannesburg, South Africa Marvel Placement Consultants Full time

    Minimum Requirements:Matric.Essential: FAIS qualification.Essential: Regulatory Exams: RE5.Minimum of 5 years of claims experience.Experience with relevant Claims Systems (Cardinal 360, CIMS or Flexi)Proficient in Microsoft Office and Advanced Excel.Knowledge of insurance practices, markets, and competitors.Binder experience.Roles and Responsibilities:Claims...

  • Junior Claims Consultant

    3 days ago

    Johannesburg, South Africa Marvel Placement Consultants Full time

    Minimum Requirements: Matric. Essential: FAIS qualification. Essential: Regulatory Exams: RE5. Minimum of 5 years of claims experience. Experience with relevant Claims Systems (Cardinal 360, CIMS or Flexi) Proficient in Microsoft Office and Advanced Excel. Knowledge of insurance practices, markets, and competitors. Binder experience. Roles and...