Credit Administration Officer: Account Openings

2 weeks ago


Durban, South Africa Grindrod Bank Limited Full time

**Onboarding (New Clients)**

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Receipt of fully signed credit approval from Credit Evaluation.
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Check signing authority.
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Prepare Letter of Grant / Loan Agreement for Borrower signature.
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Prepare Security Documents and log into security file same day.
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Receipt of fully signed security documents.
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Check and log into security file same day. Creation of security file.

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Securities:
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Validate completeness of signatures.
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Ensure cession is noted (where applicable).
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Ensure all security is logged appropriately per agreed process.
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Receipt of fully signed security documents.

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Maintain a register for all outstanding security (where applicable) - exceptional circumstances only.
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Ensure receipt of fully signed special conditions from Credit Evaluation.
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Above requirements must be complied with prior to accounts being opened / limits loaded onto the system

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Onboarding (Amendments to facilities)*

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Receipt of fully signed credit proposal from Credit Evaluation.
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Receipt of fully signed security documents from Client Relationship Consultant.
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Ensure existing security file is in order (previously signed off).
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Securities:
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Validate completeness of signatures.
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Ensure cession is noted (where applicable).
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Ensure all security is logged appropriately per agreed process.
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Maintain the digital register for all outstanding security (where applicable).

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Ensure receipt of fully signed special conditions from Credit Evaluation.
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Ensure accounts are opened / updated timeously

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Maintenance*

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Ensure instalments (all) are updated timeously.
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Ensure audit confirmations (security) are actioned timeously.
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Manage and update outstanding conditions on the dashboard.
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Ensure digital document warehouse is maintained in line with appropriate and acceptable standards

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Compliance*

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Ensure compliance with all relevant Bank policies.
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Ensure compliance with POPI.

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Quality*

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Comply with the Client Relationship Centre policies and procedures.
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Achieve set quality targets.
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Accurate opening of accounts and preparation of all Loan and Collateral Documents for Borrower signature

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Attention to detail
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Basic Computer Literacy
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Client Centric Skills
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Communication Skills (verbal and written)
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Conflict Handling
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Knowledge and understanding of systems applicable in the Department / Client Relationship Centre
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Listening Skills
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Negotiation Skills
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Policies & Procedures (ABIL / GBL)
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Problem Solving Skills
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Proficiency in English
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Sense of Urgency
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Stress Tolerance
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Target Driven
- Bachelor of Commerce (or other related Finance/Administration degree)
- 3 -5 years Administrative working experience.

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Critical Competencies*

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Analytical skills
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Client Centric Approach
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Communication skills (written and verbal)
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Computer literacy
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Conflict handling skills
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Customer liaison skills / Interpersonal skills
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Knowledge and understanding of African Bank / Grindrod Bank Limited policies, procedures, and systems
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Knowledge and understanding of regulatory standards
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(Basic) Problem solving skills
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Proficiency in English
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Query resolution skills / Resilience
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Sense of urgency
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Stress tolerance for volume based opening of accounts

**Job Type**: Permanent


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