Manager: Risk
2 months ago
Empowering Africa’s tomorrow, together one story at a time.
- With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job Summary
Conduct quality credit assessments, provide responsible risk decisions within personal mandate level and maintain an assigned credit portfolio of clients for Business Bank Commercial & Agriculture (Growth, Premium and High Value Banking) in accordance with Absa credit policies, processes and procedures.
Job Description
Credit Sanctioning
- Perform quality credit sanctioning within the Operational Level Agreement (OLA), being cognizant of risks, solutions-driven and giving due consideration to compliance requirements.
Portfolio and Risk Management
- Pro-actively maintain and manage the assigned portfolio within agreed KPI’s.
- Accurate and timeously report high-risk accounts.
- Provide credit solutions for the timeous rehabilitation of delinquent accounts and initiate transfers to Business Support and / or Legal.
- Recovery Services (LRS) for groups / accounts which cannot be rehabilitated in the normal credit environment.
Stakeholder Management
- Build and maintain effective relationships with stakeholders.
- Be a role model for client engagement and demonstrate value add at every engagement.
- Contribute to the upskilling and mentoring of front-line colleagues.
Risk and Control
- Adhere to policies, procedures and regulations.
- Identify, assess and report risks arising from significant events, investigations, audit and control issues.
- Demonstrate prudence, sound judgment and appropriate escalations in the management of all types of risk applicable to the role.
- similar environment at junior management level
Previous credit sanctioning experience required
Agri experience would be an advantage
Education
Bachelor's Degrees and Advanced Diplomas: Business, Commerce and Management Studies (required)
- Absa Bank Limited reserves the right not to make an appointment to the post as advertised_
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