Senior Fraud Risk Analyst

**Reporting to the Risk Manager**:
The primary purpose of the role is to contribute to the management of Fraud by providing information and analytical support for the effective monitoring and control of risk exposure across a suite of consumer lending portfolios

**Key Responsibilities**
- Ongoing analysis to understand efficacy of current rule sets, to make changes to current rules sets and to suggest new rules which would typically involve input from multiple business areas including the Fraud Department.
- Ad hoc analyses to help understand and mitigate fraud events.
- Managing the transition from using fraud rules to using fraud scores. This could involve utilising Decision Science or a third party, depending on scope of work.
- Role will require working closely with Fraud Department and ensuring that Risk and Fraud Department are always aligned on any rule or fraud-tool changes.
- Engaging with the wider business to present analyses so as to give reassurance that the fraud tools are being effectively utilised to mitigate fraud.

**Key Competencies**
- Business Acumen
- Strong analytical and problem solving skills
- Strong ability to interpret data and communicate this to influence key stakeholders
- Good planning and organisation skills
- Ability to manage deadlines and expectations
- Expert attention to detail
- Quality control of output data

**Qualifications, Skills and Experience**
- A Bachelor’s qualification in Commerce, Science, or Humanities with a focus on Statistics, IT, Economics, Mathematics, or similar

**At least 3 years’ experience in the following**:

- A Bachelor’s qualification in Commerce, Science, or Humanities with a focus on Statistics, IT, Economics, Mathematics, or similar is essential
- At least 5 years’ experience in the following is essential:

- Credit risk analysis on lending products
- Data manipulation and analysis using SAS, SQL or other data analysis tools
- Compilation of reports based on information retrieved and analysed
- Fraud experience is essential

**Job Types**: Full-time, Permanent

**Salary**: R460,000.00 - R700,000.00 per year

Ability to commute/relocate:

- Mowbray, Western Cape: Reliably commute or planning to relocate before starting work (required)

**Education**:

- Bachelors (required)

**Experience**:

- SAS / SQL: 3 years (required)
- Fraud and Credit Risk: 3 years (required)