Trainee Underwriter

**Introduction**Role Purpose**Requirements**:
**Qualifications**
- Grade 12 or equivalent qualification (Essential)
- B-Degree in Business, Finance, or related field (Desirable)
- Relevant medical qualification (nursing, physiotherapy, or equivalent) (Desirable)

**Experience**
- 1-2 years risk insurance underwriting experience (Essential)
- Myriad product and system experience (Essential)

**Duties & Responsibilities**

**Underwriting quality and competitive risk cases**
- Interact with medical professionals and other stakeholders to arrive at a decision that reflects the risk.
- Partner with client and brokers to ensure they understand context and reason a decision was made.
- Ensure that the quality of the work produce meets the internally set minimum requirements for audit purposes.
- Correctly summarise the applicant’s information in a way that is articulated correctly and maintain detailed records of policies underwritten and decisions made in line with organisational policies and relevant legislation.
- Continuously update knowledge and skills required for the role through partaking in training and keeping up to date with market trends and current affairs.

**Building sustainable partnerships with brokers, stakeholders and clients**
- Build and maintain relationships with clients and internal and external stakeholders such as borker consultants, Product Development, Claims, Reinsurers, Research and Development, non-disclosure unit, etc.
- Provide authoritative, expertise and advice to clients and stakeholders
- Deliver on service level agreements made with clients and internal and external stakeholders in order to ensure that client expectations are managed.
- Make recommendations to improve client service and fair treatment of clients within area of responsibility.
- Participate and contribute to a culture which builds rewarding relationships, facilitates feedback and provides exceptional client service.

**Contribute to an environment of continuous learning.**
- Develop and maintain productive and collaborative working relationships with peers and stakeholders.
- Enable colleagues with through sharing learnings and transferring skills and knowledge.
- Continuously develop own expertise in terms of professional, industry and legislation knowledge.
- Take ownership for driving career development.

**Enabling efficiencies through a digital mindset**
- Positively influence and participate in change initiatives.
- Contribute to continuous innovation through the development, sharing and implementation of new ideas.
- Identify opportunities to enhance cost effectiveness and increase operational efficiency.
- Manage financial and other company resources under your control with due respect.

**Competencies**
- Examining Information
- Documenting Facts
- Checking Things
- Producing Output
- Interpreting Data
- Following Procedures
- Upholding Standards
- Understanding people
- Showing Composure