Underwriter: Trainee

**Business Unit**:Vitality Life**Function**:Underwriting**Date**:8 Aug 2023Discovery - VitalityLife

**Junior Underwriter**
- About DiscoveryDiscovery’s core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our fast-paced and dynamic environment enables smart, self-driven people to be their best. As global thought leaders, Discovery is passionate about innovating in order to not only achieve financial success, but to ignite positive and meaningful change within our society.
- Key PurposeTo call for requirements considering medical, financial, territorial and vocational risks of new and existing business. To support dedicated Key Distribution partners..
- Areas of responsibility may include but not limited to- To support key distribution partners and to ensure that all partners get superior customer service.
- To deal with escalations and to check that underwriting rules and policies have been applied.
- To ensure that the thought process used in order to underwrite a particular case is synopsised so that other underwriters can understand the thought process.
- To liaise with all internal and external clients regarding risk applied or policies that are deferred/declined.
- Personal Attributes and Skills- Deciding and initiating action
- Analysing
- Delivering Results and Meeting Customer Expectations
- Adhering to Principles and Values
- Persuading and influencing
- Coping with extreme pressure and setbacks
- Presenting and Communicating Information
- Education and Experience
- **Education/Experience**:
***
- Matric/Grade 12 is essential
- Medical Diploma is advantageous
- 2 years’ experience in a financial Industry

**Knowledge**:

- Understanding VitalityLife products
- Advanced
Financial Principles and Interpretation
- Understanding VitalityLife Systems
- Basic
- (SAM, Paradigm, AWD)
- Advanced
- UK specific insurance legislation
- Intermediate
- Medical Conditions
- Intermediate
- Understanding of Risk Management
& Risk Assessment

**Skills**:

- Inermediate
- Computer literacy (MS word, Excel)
- Intermediate
- Communication skills (verbal & written)
- Intermediate
- Decision making / Independent thinking
- Intermediate
- Analysis of Information
- Intermediate
- EMPLOYMENT EQUITY
- The Company’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.
- EMPLOYMENT EQUITY
The Company’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.