Analyst Credit Risk Cvm

3 weeks ago


Johannesburg, South Africa Absa Bank Limited Full time

Empowering Africa’s tomorrow, together one story at a time.
- With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job Summary

To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients

Job Description

Risk Management: To conduct quality credit risk assessments and reviews for all BAU processes and strategy. Understand the documented collections strategies, processes and policies, and the role of debt sales within the collections strategy. Embed enhancements to collections strategies through rigorous research and interrogation of data within portfolio. Proactively manage credit risks associated with clients |

Data and Systems Management: Drive ownership of BAU, Ad-Hoc, and automated processes. To produce and analyze relevant management information and insights within stipulated SLA. Perform quality data analysis and data processing techniques (i.e., sourcing, cleaning, analyzing, validation and consolidating large data sets utilizing strong SAS skills and identifying anomalies/trends) |

Governance: Adhere to the bank's credit risk policies and all relevant legislation. Support end-to-end audit and governance processes. Keep abreast with regulatory changes as it relates to debt sales and collections in general. Align to BU and industry best practices. Understand, investigate, and provide thorough feedback on exceptions. Customer and stakeholder management. Presentation of analytical results and proposals to both technical and non-technical audiences. |

Soft skills : Communicate effectively with all stakeholders. Conduct oneself professionally. Manage time and workload

Education

Bachelor's Degrees and Advanced Diplomas: Business, Commerce and Management Studies (required)
- Absa Bank Limited reserves the right not to make an appointment to the post as advertised_



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