Senior Credit Manager

2 weeks ago


Sandton, South Africa Kamo Placements Full time

***
- Participate in Due Diligence investigations with the SBUs & Regional Offices, provide advice on risks to be assumed, mitigating factors and assessing viability of projects.
- Participation in Basic Assessment processes and presenting the Credit Risk Opinion and obtain CEM participation and indication of final credit structure requirements.
- Assist in risk identification and mitigation, ensuring compliance to credit policy and spreading of financials (if not undertaken by business) and provide SBU with "indicative risk grade and pricing".
- In collaboration with Legal department seek for the adoption of a consistent approach in the drafting of standardized finance documentation across Group Counterparties as appropriate to ensure adoption of consist credit terms;
- Encourage adherence to the organizations stated Risk Appetite levels to front line and encourage conduct be within such stipulated appetite levels.
- Ensure credit submissions are undertaken in strict compliance with the official Credit and Investment submission templates of the organization;
- Provide input into the review and enhancement of the company Credit & Investment Template as required.
- Facilitating constructive working relations and healthy working morale between the credit risk department and relevant SBUs;
- Provide appropriate guidance and support during deal development and structuring phases and act as a sounding board throughout the credit on-boarding process

**JOB REQUIREMENTS**
- CA / B Com post graduate qualification. (or equivalent degree)
- MBA would be an added advantage


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