Junior Underwriter

Duties & Responsibilities:
**Perform underwriting on individual life policies**
- Override QUIRC decision if and when necessary.
- Provide underwriting decision to client telephonically (decline, loaded, excluded)
- Liaise with re-insurers, medical practitioners and other external parties on underwriting matters
- Comply with legislation and ASISA protocols (TCF)
- Placements of ASISA listings (serious medical conditions on central register)
- Liaise with clients (i.e. policy holders, branch and sales staff) (TCF) to obtain all medical information by means of questions generated by the QUIRC underwriting system.

**Perform new business administration on individual life policies**:

- Place request for pathology nurse services to draw blood, Write and send “HIV+ letters” to doctors
- Write and send reasons for loadings and/or declined cases to doctors
- Ensure that correct correspondence, SMSs are sent to branch, intermediary, sales manager and client.

**Assist with complaints resolution and compliance (TCF)**
- Monitor the timeously resolution of complaints in accordance with the complaints resolutions policy

**Formal Education**

Grade 12

**Technical Certification**
- RE1 & RE 5 (advantage)
- 60 or 120 credits on NQF level 5 (Depending on the date of appointment in the industry) (advantage)
- Underwriting certificate (advantage)

**Experience**
- 2 Year Experience in long term insurance underwriting
- Medical and medical underwriting background (advantage)
- 2 years administrative experience